[Rotary] Fwd: U.S. Rotary Club and District Liability Insurance Program (Program) – Insurance Update to Rotary Clubs

[J Gary Hopper]

---------- Forwarded message ----------
From: Rotary Risk Management Team <insurance at rotary.org>
Date: Tue, Mar 28, 2017 at 9:54 AM
Subject: U.S. Rotary Club and District Liability Insurance Program
(Program) – Insurance Update to Rotary Clubs
To: jghopper at gmail.com


[image: Rotary.org]
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*Required Renewal Notification:* This message (being sent to current
Presidents, Incoming Presidents, Treasurers, Secretaries, District
Governors, District Governors Elect and District Insurance Representatives
in the U.S. or its possessions and territories) is to inform you that the
current liability policies will expire 1 July 2017 12:01 a.m. We want to
advise you that the renewal policy terms and conditions may reduce coverage
or be more restrictive than the expiring policy based on the underwriting
information provided to insurers.

New insurance policies will be purchased to provide continuous coverage and
we will make every effort to provide the same broad coverage as per the
expiring policy. So that you are able to include the insurance charge for
your club in your budgeting process, we will provide renewal premium/rate
information to you in June.

*New:* We have posted a PowerPoint on the Lockton portal for U.S. Rotarians
(see below for access information) that describes who is covered, the
insurance coverages provided and also tells you what is not provided under
the Program. A claim scenario is included for a typical bodily injury slip
and fall injury.

*Reminders:* As you are planning your fundraising events, please review the
insurance documents posted on the Portal, specifically, the policy
exclusions.

*Fireworks:* There is very limited coverage as relates to fireworks.
Fireworks are considered a high risk activity by insurance underwriters;
the Program’s coverage is limited to liability arising out of selling
pre-wrapped fireworks purchased from a licensed third party or a fireworks
display that is part of an event where a third party (not the Named Insured
i.e. your local Rotary club) has contracted with a pyrotechnic company. If
the Rotary Club is a sponsor of an event where there are fireworks, the
pyrotechnics company should include the Rotary Club as an Additional
Insured on their policy (in addition to the party contracting with the
pyrotechnics company).

*Club sponsored events with attendance of 25,000:* If your club is
organizing an event that draws 25,000 or more attendees, your club is
required to purchase a primary special events liability policy. Include
liquor liability if liquor is being served at the event. When your club is
a vendor at the State Fair, this requirement does not apply – but it does
apply if your club organizes, sponsors or is putting on the large event.

*NOTE:* Just as you cannot “lend” your health insurance coverage to another
person you cannot “lend” the Club’s liability insurance to another
nonprofit or an organization your Club is working or partnering with on an
event. Always confirm that the other organization has insurance coverage in
place.

All U.S. Rotary clubs and districts are insured under the U.S. Rotary Club
& District Liability Insurance Program (“Insurance Program”), which
includes general liability and directors’ and officers’ liability insurance.

For information about the Insurance Program, loss control, waivers,
contract language, and other insurance related topics please visit the
Insurance Information Portal at https://www.locktonportal.com/
sites/rotary/resources
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Please note the user name and password for the Portal is different from
your My Rotary account user name and password.
Username: Rotarian
Password: Resources#1

For certificates of insurance and Additional Insured questions please
contact Lockton,our insurance broker:
Rotary Service Team
rotary at lockton.com
1-800-921-3172 <(800)%20921-3172>

Regards,

Rotary Risk Management Team
insurance at rotary.org
ONE ROTARY CENTER
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-- 
        GO A's
Gary "Hoop" Hopper
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