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<p>Here is a list of updates on consumer protections.<br>
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<div id="divRplyFwdMsg" dir="ltr"><font color="#000000" face="Calibri, sans-serif" style="font-size:11pt"><b>From:</b> takeaction=consumer-action.org@mail.salsalabs.net <takeaction=consumer-action.org@mail.salsalabs.net> on behalf of Consumer Action <takeaction@consumer-action.org><br>
<b>Sent:</b> Tuesday, August 1, 2017 8:16 AM<br>
<b>To:</b> annxpress@live.com<br>
<b>Subject:</b> Consumer Action INSIDER - August 2017</font>
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<h1 style="font-size:18px; color:#5F7344; margin-bottom:0">August 2017</h1>
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<h2 style="font-size:14px; color:#5F7344; margin-bottom:0">Issue Two, Volume Eight</h2>
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<p style="margin-top:0; color:#5F7344"><strong>In This Issue:</strong></p>
<ul>
<li><a href="#item1">What people are saying</a> </li><li><a href="#item2">Did you know?</a> </li><li><a href="#item3">Net neutrality ‘day of action’ interests Chinese-Americans</a>
</li><li><a href="#item4">Consumer Action testifies in support of defrauded student loan borrowers</a>
</li><li><a href="#item5">Hotline Chronicles: Be forewarned about ‘settlement’ investments</a>
</li><li><a href="#item6">Webinars teach CBO partners how to help clients deal with debt collectors</a>
</li><li><a href="#item7">Updated California LifeLine guide reflects latest program changes</a>
</li><li><a href="#item8">Another year, another successful San Francisco senior ball</a>
</li><li><a href="#item9">Coalition Efforts: Privacy, student rights, robocalls and Wall Street</a>
</li><li><a href="#item10">CFPB Watch: Complaint data, credit repair and loan mod compensation</a>
</li><li><a href="#item11">Class Action Database: Time’s up for fitness company’s expiration dates</a>
</li><li><a href="#item12">About Consumer Action</a> </li></ul>
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<h3 style="font-size:100%; color:#993300">What people are saying</h3>
<p><i>I am a fairly recent retiree who loves your Scam Gram! Thanks for keeping me informed about potential hazards in keeping my information safe. Keep up the great work!</i>
<b>— SCAM GRAM e-newsletter reader</b></p>
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<h3 style="font-size:100%; color:#993300">Did you know?</h3>
<p>All-terrain vehicles (ATVs) may seem like big toys, but the Consumer Federation of America (CFA) says child deaths and serious injuries from ATVs increased in 2015 (the most recent data available). The group notes that at least 58 children lost their lives
that year alone and 26,700 were injured seriously enough to require emergency room treatment. Perhaps this is why the American Academy of Pediatrics recommends that no child under age 16 ride an ATV of any size. If you’re unsure if your child is ready to ride
an ATV, a safety website created by the ATV industry offers a <a title="link to checklist" href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=%2BMxYUmNTgESuZf7fsLAeJX7w7ymasZId" target="_blank">
<u>checklist</u></a> to help parents decide when and if their children are ready. Read the CFA’s full report, “ATVs on Roadways: A Safety Crisis,”
<a title="link to report" href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=WUUh4h65Vn71oE4qfrtGIH7w7ymasZId" target="_blank">
<u>here</u></a>.</p>
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<div><img align="left" style="float:left; margin-right:10px; margin-bottom:10px" alt="" border="0" src="http://www.consumer-action.org/images/insider/nndoa2.png">
<h3 style="font-size:100%; color:#993300">Net neutrality ‘day of action’ interests Chinese-Americans</h3>
<p>Consumer Action joined a bevy of other non-profits and online companies championing a free and open internet during last month’s national day of action in support of net neutrality. The Chinese language press asked us for an interview.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=h3%2FAJM%2FWA5CQWwO7jnQGtX7w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">Consumer Action testifies in support of defrauded student loan borrowers</h3>
<p>Consumer Action testified against the U.S. Department of Education’s decision to delay student loan borrower protection rules at the agency’s July hearing in Washington, DC.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=q3NS68kDSfa9Gnn2YdwVtH7w7ymasZId">
READ MORE....</a></p>
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<div><img align="right" style="float:right; margin-left:10px; margin-bottom:10px" alt="" border="0" src="http://www.consumer-action.org/images/insider/bad_invest.png">
<h3 style="font-size:100%; color:#993300">Hotline Chronicles: Be forewarned about ‘settlement’ investments</h3>
<p>The promise of higher-than-usual returns attracted a Florida man to a complex investment that turned out to be a losing gambit.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=6kePE3Qmm6HchO7Xhmm6bH7w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">Webinars teach CBO partners how to help clients deal with debt collectors</h3>
<p>Consumer Action and the Consumer Relations Consortium cohosted two debt collection webinars in June to help network partners coach their clients on how to work with debt collectors and spot scams.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=rNZEBUpbDdeoCAIHMi7oAH7w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">Updated California LifeLine guide reflects latest program changes</h3>
<p>Originally published in 2011, Consumer Action’s 16-page guide to California’s discounted phone service program is updated regularly to reflect changes in program benefits, eligibility requirements and application procedures. Our latest version is available
now. <a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=eX4EpAM9iaRWLnHS232gpX7w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">Another year, another successful San Francisco senior ball</h3>
<p>Each year, Consumer Action participates in San Francisco’s Yerba Buena Senior Ball, an event held by the community-based TODCO group to educate neighborhood seniors on the financial information and aid available to them through the non-profit community.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=%2FrbTRy%2FSDC%2F0xPAY%2F4nqHn7w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">Coalition Efforts: Privacy, student rights, robocalls and Wall Street</h3>
<p>Consumer Action and its allies worked on many priorities in recent months. Here’s a rundown on the recent coalition activities we’ve been involved in.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=2r%2FMygauqirHxeoBWeG1137w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">CFPB Watch: Complaint data, credit repair and loan mod compensation</h3>
<p>In this regular feature, we detail recent actions taken by the Consumer Financial Protection Bureau (CFPB) to protect consumers. This month’s roundup includes the Bureau’s breakdown of consumer complaints by state, and its effort to recoup money for debt
relief and credit repair that was promised (but not delivered) to consumers. <a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=UQBkuiuHbKaoutvoLn806H7w7ymasZId">
READ MORE....</a></p>
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<h3 style="font-size:100%; color:#993300">Class Action Database: Time’s up for fitness company’s expiration dates</h3>
<p>Consumer Action maintains a database of notable class actions so that interested consumers can learn more, join a pending action or make a claim. This month, we highlight a newly posted settlement with SoulCycle studios, which will return money to spinners
who bought class packages with short-term expiration dates, as well as potential class actions you may be eligible to join.
<a href="http://salsa3.salsalabs.com/dia/track.jsp?v=2&c=ufiZdesbUZA2cUEXWhM%2FDH7w7ymasZId">
READ MORE....</a></p>
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<p>Consumer Action has been a champion of underrepresented consumers nationwide since 1971. A non-profit 501(c)(3) organization, Consumer Action focuses on consumer education that empowers low- and moderate-income and limited-English-speaking consumers to financially
prosper. It also advocates for consumers in the media and before lawmakers to advance consumer rights and promote industry-wide change.</p>
<p>By providing consumer education materials in multiple languages, a free national hotline, a comprehensive website (www.consumer-action.org) and annual surveys of financial and consumer services, Consumer Action helps consumers assert their rights in the
marketplace and make financially savvy choices. Nearly 7,000 community and grassroots organizations benefit annually from its extensive outreach programs, training materials and support.</p>
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