<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html><head><title></title>
<style type="text/css">
table, td, p {
color:#4a4744;
font-size:13px;
line-height:18px;
font-family:arial,helvetica,sans-serif;
text-align:left;
}
p {margin-top:12px;margin-bottom:12px;}
a { color:#235ab7; }
sup, sub { position: relative; top: -0.4em; font-size: 65%; line-height: 0; }
sub { top: 0.4em; vertical-align: baseline; }
.footnotes {
color:#4a4744;
font-size:12px;
line-height:15px;
font-family:arial,helvetica,sans-serif;
text-align:left;
}
</style>
</head>
<body marginheight="5" topmargin="5">
<!-- start wrapper table -->
<table width="100%" style="margin:0 auto;" bgcolor="#ffffff" cellpadding="0" cellspacing="0" border="0">
<tr><td width="100%" align="center" >
<!-- start inner table -->
<table width="100%" cellpadding="0" cellspacing="0" style="padding:0px 12px; margin:0 auto; background:#fff; font-family: Arial, helvetica, sans-serif; font-size: 13px; line-height: 18px; text-align:left; height: 45px;">
<!-- CREDO logo -->
<tr><td style="background:#FF6319;text-align:left; padding-left:12px; line-height:40px;padding-top:5px;color:#FFF;font-weight:bold; vertical-align:middle; height:45px;font-size:17px;font-weight:bold;">
<img src="http://d2omw6a1nm6pnh.cloudfront.net/images/logo-credo-120.png" border="0" alt="CREDO action" style="vertical-align:middle;min-width:120px;">
</td></tr>
<!-- headline -->
<tr><td style="text-align:left; padding: 15px 12px; font-family: Arial, helvetica, sans-serif;
font-size: 18px; line-height: 22px;" valign="top">
<strong>Tell Senate Democrats: Don’t let the Republicans gut Wall Street reform.</strong>
</td></tr>
<!-- start petition text table -->
<tr><td style="background-color: #e6e4e0; padding: 0px 12px 12px;">
<p><em>Petition to Senators Dianne Feinstein and Barbara Boxer:</em>
<br>
<strong>"Fight back against any attempts by the Republicans to gut the 2010 Dodd-Frank Wall Street Reform bill, especially any further delay or weakening of the Volcker rule, which would put America at greater risk of another financial meltdown and bank bailout."</strong></p>
<p style="font-size: 11px; line-height: 15px; color: #ff6319; margin-bottom: 8px;">
Add your name:</p>
<!-- start BUTTON: SIGN THE PETITION -->
<table style="width: 180px; height: 45px;" cellpadding="0" cellspacing="0">
<tr><td style="vertical-align: middle; text-align: center; font-weight: bold; font-size: 17px;
line-height: 40px; background-color: #ff6319;">
<a href="http://act.credoaction.com/sign/wall_street_reform?t=1&akid=12762.23357.Ylv5c7" style="text-decoration: none; color: white;"> <!-- one-click link -->
<img alt="Sign the petition ►" src="http://d2omw6a1nm6pnh.cloudfront.net/images/buttons/btn_flat_sign_the_petition.gif" style="vertical-align: middle; min-width: 160px;" border="0"> </a>
</td></tr>
</table> <!-- end BUTTON: SIGN THE PETITION -->
</td></tr>
<!-- end petition text table -->
<!-- start body of email -->
<tr><td style="padding: 0px 12px 0px 12px; font-family: Arial, helvetica, sans-serif;
font-size: 13px; line-height: 18px; text-align:left;">
<p>Dear Agnes,</p>
<!-- start image -->
<table style="padding-left:5px; padding-right:0px;" cellborder="0" cellpadding="0" width="180" align="right">
<tr><td style="padding-right:0px;">
<a style="text-decoration:none;" href="http://act.credoaction.com/sign/wall_street_reform?nosig=1&t=2&akid=12762.23357.Ylv5c7">
<img alt="Tell Senate Democrats: Don’t let the Republicans gut Wall Street reform" src="http://d2omw6a1nm6pnh.cloudfront.net/images/wall_street_180.gif " border="0" align="right">
</a>
</td></tr>
</table>
<!-- end image -->
<p>Recently, House Republicans forced through a bill that would blast holes in Wall Street reform and put us all at greater risk of another financial crash – and more bank bailouts.</p>
<p>Now, the bill goes to the Senate, where the new, anti-regulation Banking Committee Chairman Richard Shelby is determined to gut the 2010 Dodd-Frank financial reform law.<sup>1</sup></p>
<p>We need Senate Democrats to maintain a fierce firewall against any changes to Dodd-Frank, whether in this bill or future efforts. <strong>If Wall Street succeeds in rolling back the reforms put in place after the 2008 financial crash, we will all pay the catastrophic price.</strong></p>
<p><strong><a href="http://act.credoaction.com/sign/wall_street_reform?t=3&akid=12762.23357.Ylv5c7">Tell Sens. Feinstein and Boxer: Don’t let the Republicans gut Wall Street reform. Click here to sign the petition.</a></strong></p>
<p>The same Wall Street banks that crashed the economy fought to weaken the 2010 Dodd-Frank bill before it ever became law. Then, once President Obama signed it, they went to work twisting the arms of regulators to carve out even more loopholes. In December, banks received a huge holiday gift when the Federal Reserve announced it would delay until 2017 the implementation of one of the most important pieces of the law, the Volcker rule against banks gambling for their own profit.</p>
<p><strong>If they can’t repeal it outright, Wall Street’s allies in Congress will fight to carve out new loopholes in Dodd-Frank. In December, Congress repealed a provision on risky derivatives as part of a terrible spending bill that's chock full of handouts to big banks and mega-wealthy political donors.</strong> The most recent House bill would have exempted other derivatives from regulation, and rolled back rules forcing companies to be more transparent and accountable. In the past, Republicans have even proposed making it easier for banks to sue regulators to undo reforms. </p>
<p>The biggest fight will be over the Volcker rule, which prevents government-insured banks from making big bets for their own profit knowing that taxpayers will bail them out if it backfires. <sup>2</sup></p>
<p>In the last two election cycles, financial sector donations have overwhelmingly favored Republicans, and now those right-wing candidates are returning the favor. At the same time, as a recent piece in the New York Times put it, “Plenty of moderate Democrats are lily-livered about taking on the banks.”<sup>3</sup> Even though President Obama declared in the State of the Union that he would veto attempts to roll back Dodd-Frank, the real test will come when Republicans and pro-Wall Street Democrats add these sort of provisions to a must-pass bill like the debt-ceiling increase.</p>
<p><strong><a href="http://act.credoaction.com/sign/wall_street_reform?t=4&akid=12762.23357.Ylv5c7">Tell Sens. Feinstein and Boxer: Don’t let the Republicans gut Wall Street reform. Click here to sign the petition.</a></strong></p>
<p>Republicans like to claim that Dodd-Frank is hampering economic growth. But stocks are soaring and banks are raking in billions, even as middle class families are still suffering. Last week, JPMorgan Chase head Jamie Dimon had the gall to complain that big banks are “under assault,” although not a single banker has gone to jail for fraud and his company reported $4.93 billion in 2014 income.<sup>4</sup></p>
<p><strong>The too-big-to-fail banks are bigger than ever, and their profits are leaching out of the economy, not trickling down. Congress should be building on Dodd-Frank – not ripping it to shreds. Click below to sign our petition:</strong></p>
<p><a href="http://act.credoaction.com/sign/wall_street_reform?t=5&akid=12762.23357.Ylv5c7">http://act.credoaction.com/sign/wall_street_reform?t=6&akid=12762.23357.Ylv5c7</a></p>
<p><strong>Thank you</strong> for your activism.</p>
<p>Murshed Zaheed, Deputy Political Director<br>
<a href="http://act.credoaction.com/go/109?t=7&akid=12762.23357.Ylv5c7">CREDO Action from Working Assets</a>
</p>
<p style="font-size: 11px; line-height: 15px; color: #ff6319; margin-bottom: 8px; margin-top:0px;">
Add your name:</p>
<!-- start BUTTON: SIGN THE PETITION -->
<table style="width: 180px; height: 45px;" cellpadding="0" cellspacing="0">
<tr><td style="vertical-align: middle; text-align: center; font-weight: bold; font-size: 17px;
line-height: 40px; background-color: #ff6319;">
<a href="http://act.credoaction.com/sign/wall_street_reform?t=8&akid=12762.23357.Ylv5c7" style="text-decoration: none; color: white;">
<!-- one-click link -->
<img style="vertical-align: middle; min-width: 160px;" src="http://d2omw6a1nm6pnh.cloudfront.net/images/buttons/btn_flat_sign_the_petition.gif" alt="Sign the petition ►" border="0"> </a>
</td></tr>
</table> <!-- end BUTTON: SIGN THE PETITION -->
<ol>
<li>Stephen Ohlemacher and Donna Cassata, “<a href="http://act.credoaction.com/go/7888?t=9&akid=12762.23357.Ylv5c7">New Senate chairmen aim to undo Obama's policies</a>” Associated Press, January 5, 2015</li>
<li>Jonathan Weisman, “<a href="http://act.credoaction.com/go/7889?t=10&akid=12762.23357.Ylv5c7">House Passes Legislation to Ease Some Dodd-Frank Financial Rules</a>” New York Times, January 14, 20153. Jesse Eisinger, “<a href="http://act.credoaction.com/go/7890?t=11&akid=12762.23357.Ylv5c7">A Strategy in the Fight Over Dodd-Frank: Go Big</a>” New York Times, January 14, 2015</li>
<li>Tanya Agrawal and David Henry, “<a href="http://act.credoaction.com/go/7891?t=12&akid=12762.23357.Ylv5c7">JPMorgan hit by legal costs, Dimon says banks 'under assault'</a>” Yahoo! News, January 14, 2015</li>
</ol>
</td></tr> <!-- end body of email -->
<tr><td><hr style="height: 1px;" color="#d7d9db" size="1"></td></tr>
<!-- start FB and twitter -->
<tr><td style="padding: 20px 12px 0px 12px; font-family: Arial, helvetica, sans-serif;
font-size: 13px; line-height: 18px; text-align:left;">
<table style="font-size: 11px; line-height: 13px; text-align: left; font-family: Arial, helvetica, sans-serif;
width: 100%;" border="0" cellpadding="0">
<tr>
<td style="padding: 5px 0px 0px;" valign="top" width="35">
<a href="http://act.credoaction.com/go/7892?referring_akid=12762.23357.Ylv5c7&t=13&akid=12762.23357.Ylv5c7">
<img src="http://d2omw6a1nm6pnh.cloudfront.net/images/campaigns/facebook_28.gif" alt="FB" height="28" border="0" width="28" align="left"></a></td>
<td style="padding: 5px 0px 0px; font-size: 11px; line-height: 13px;" valign="top">
<a href="http://act.credoaction.com/go/7892?referring_akid=12762.23357.Ylv5c7&t=14&akid=12762.23357.Ylv5c7">
<strong>Share on Facebook</strong> <br> Post to your wall</a></td>
</tr>
<tr>
<td style="padding: 5px 0px;" valign="top" width="35">
<a href="http://act.credoaction.com/go/7893?t=15&akid=12762.23357.Ylv5c7">
<img src="http://d2omw6a1nm6pnh.cloudfront.net/images/campaigns/twitter_28.gif" alt="Tw" height="28" border="0" width="28" align="left"></a></td>
<td style="padding: 5px 0px; font-size: 11px; line-height: 13px;" valign="top">
<a href="http://act.credoaction.com/go/7893?t=16&akid=12762.23357.Ylv5c7">
<strong>Tweet this</strong> <br> Post to Twitter</a></td>
</tr>
</table>
</td></tr> <!-- end FB and twitter -->
<img src="http://act.credoaction.com/o.gif?akid=12762.23357.Ylv5c7" />
<tr><td style="font-size:12px;padding: 0px 12px;">
© 2015 CREDO. All rights reserved.<br/>
<p>To change your email or mailing address, please click here: <a href="https://act.credoaction.com/me/update/?t=17&akid=12762.23357.Ylv5c7"> https://act.credoaction.com/me/update/?t=18&akid=12762.23357.Ylv5c7</a>
</p><p>
To remove yourself from this list, please visit our subscription management page at: <a href="http://act.credoaction.com/cms/unsubscribe/unsubscribe/?t=19&akid=12762.23357.Ylv5c7">http://act.credoaction.com/cms/unsubscribe/unsubscribe/?t=20&akid=12762.23357.Ylv5c7</a>
</p>
</td></tr>
</table> <!-- end inner table -->
</td></tr></table> <!-- end wrapper table -->
<img src="https://pixel.monitor1.returnpath.net/pixel.gif?r=885mR63kCokKq0CWh4QJ9Gq2Rw&s=&c=ak12762&aid=23357" width=1 height=1>
<img src="http://list.credoaction.com/wf/open?upn=-2BQddJh7rcoigB6fPQVhMDOUZXKLDt6i2kH2FTKL-2BObGbS9puggXpeJDjZyxDnbZ07rTxVNpFYrajDDtYvanGzOjxCmw0MA3jGhF6U7smRGtpDz0VDBkUDI9mV-2B1cQBHh6BE5t-2BYB7FMjWSOwCXxbrUcjpcNIY9U0qK736KhTIoyqqTPLCw0DadZORueAk7IX4iDEz3FnVnVUEKJ9l87KLOj-2B0Q4sdpCQmSNP7sp9rOoGwi7k-2FaK2X-2Bjdy6pQp4kjK-2FEHoOGeDXA4G82njgCOLUII0Y9wI6L6mgnFyIriEpA-3D" alt="" width="1" height="1" border="0" style="height:1px !important;width:1px !important;border-width:0 !important;margin-top:0 !important;margin-bottom:0 !important;margin-right:0 !important;margin-left:0 !important;padding-top:0 !important;padding-bottom:0 !important;padding-right:0 !important;padding-left:0 !important;"/>
</body></html>