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<p class="">Good Morning Agnes. <br></p><p class="">Here is the template for the representative letter. <br></p><p class=""><br></p><p class="">That would be awesome if Robin ran for Recorder. Talk to Steve about it too. Why would it cost $50k?</p>
<p class=""><br></p><p class="">jed<br></p><p class=""><br></p><p class="">DATE</p>
<p class=""> </p>
<p class="">To: YOUR REPRESENTATIVE</p>
<p class="" style="margin-bottom:0.0001pt">From: YOUR
NAME</p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="">Re: Legislation requiring an Affidavit of Authority to
Record Foreclosure Documents</p>
<p class=""> </p>
<p class="">Dear ____________________,</p>
<p class="">My name is _____________________. I am concerned about the
integrity of our Public Records, the safety of land ownership, and the
possibility of millions of clouded titles across the nation for generations to
come.</p>
<p class="">The United States has always been one of the most secure and
safest countries in the world for property ownership. This security of property
ownership is substantiated in the fact that the chain of title can be traced
back hundreds of years to the original land grant through transparent, public
records.<span style> </span></p>
<p class="">The integrity of our Public Records has already been
compromised thousands, if not millions of times over by foreclosures in which
there have been numerous legal and procedural violations. These violations
nullify the Notice of Default and thus any sale and transfer of the property.
Many of these violations are criminal violations, which carry large fines as
well as prison time, yet no one from any of these banks or foreclosure
institutions has yet been prosecuted.</p>
<p class="">This massive transfer of real property through foreclosures using
documents that in fact nullify the sale, poses serious risks to the future of
public records and the sale of future properties as well as the property values
of every land owner in America, even those <i style>who
currently have properties with clear titles. </i></p>
<p class="">The banks are using many improper tactics to forcefully
foreclose on properties. These tactics violate two (2) California Penal Codes, five
(5) California Commercial<span style="color:red"> </span>Codes, three (3) US
Commercial Codes, five (5) Judgments, an IRS Bulletin, ALL SEC Pooling and Servicing
Agreements, ALL OCC Cease and Desist Orders, and ALL Federal Consent Judgments.
</p>
<p class="">All of these violations either nullify the NOD and thus any
future foreclosure and sale, or negate the legal interest in any property that
the current Trustee and Servicer claim to have. This question of “who legally
has beneficial rights to the note?” raises unquestionably serious doubt as to
whom a borrower is legally obligated to pay.<span style> </span></p>
<p class="">In fact, millions of homeowners in good standing may be
unknowingly making payments to a lender who does not have <i style>legal</i> beneficial rights to the payments, due to the fact the banks
violated the Trust’s Pooling and Serving Agreement Section 2.01 regarding assignments,
and chose instead to make impossible or illegal assignments, substitutions, attorney-in-fact
designations, and/or agency claims.</p>
<span style="font-size:12pt;font-family:Cambria"><br style clear="ALL">
</span>
<p class="">The violations that many documents contain include the
following:</p>
<p class="" style="margin-left:1.25in"><span style><span style>1.<span style="font:7pt "Times New Roman"">
</span></span></span>False notarizations</p>
<p class="" style="margin-left:1.25in"><span style><span style>2.<span style="font:7pt "Times New Roman"">
</span></span></span>Forged signatures</p>
<p class="" style="margin-left:1.25in"><span style><span style>3.<span style="font:7pt "Times New Roman"">
</span></span></span>Illegal Servicer Beneficial Assignment</p>
<p class="" style="margin-left:1.25in"><span style><span style>4.<span style="font:7pt "Times New Roman"">
</span></span></span>Impossible Beneficiary Designation</p>
<p class="" style="margin-left:1.25in"><span style><span style>5.<span style="font:7pt "Times New Roman"">
</span></span></span>Impossible Substitution</p>
<p class="" style="margin-left:1.25in"><span style><span style>6.<span style="font:7pt "Times New Roman"">
</span></span></span>Fake Agency Designation</p>
<p class="" style="margin-left:1.25in"><span style><span style>7.<span style="font:7pt "Times New Roman"">
</span></span></span>False Beneficiaries as in Defunct Lenders</p>
<p class="" style="margin-left:1.25in"><span style><span style>8.<span style="font:7pt "Times New Roman"">
</span></span></span>Assignments Recorded long AFTER Mortgage Backed
Security’s Pooling and Servicing Agreement limit of 90 days</p>
<p class="" style="margin-left:1.25in"><span style><span style>9.<span style="font:7pt "Times New Roman"">
</span></span></span>No evidence that any transfer of interest was
accompanied by consideration as stated in the recorded documents</p>
<p class="" style="margin-left:1.25in"><span style><span style>10.<span style="font:7pt "Times New Roman""> </span></span></span>Violations
of the Holder in Due Course Doctrine</p>
<p class="" style="margin-left:1.25in"><span style><span style>11.<span style="font:7pt "Times New Roman""> </span></span></span>Impossible
Principal/Agent Designations</p>
<p class="" style="margin-left:1.25in"><span style><span style>12.<span style="font:7pt "Times New Roman""> </span></span></span>MERS
Conveyance from a defunct lender</p>
<p class="" style="margin-left:1.25in"><span style><span style>13.<span style="font:7pt "Times New Roman""> </span></span></span>Violation
of OCC Cease and Desist Orders of April 13, 2011</p>
<p class="" style="margin-left:1.25in"><span style><span style>14.<span style="font:7pt "Times New Roman""> </span></span></span>Contempt
of Court by violating the April 4, 2012 Consent Judgments<span style> </span></p>
<p class="">It should seem VERY obvious that what is currently happening
to our public records will definitely have huge, adverse ramifications to the
well-being of our society and individual homeowners.<span style> </span>This destruction and muddling of our public records must
stop immediately!<span style> </span></p>
<p class="">The Public Recorders are the custodians of our public
records and they see first hand what the banks have done and continue to do to our
records. While it is their constitutional duty to record documents without
bias, it is also their fiduciary responsibility to maintain and protect the
integrity of these recorded documents, yet they do not have the authority to
make recording requirement changes. These changes must be made at the state
level. </p>
<p class="">That is why I am asking you to make the necessary, immediate
changes to stop further obfuscation and destruction of our records by requiring
that an Affidavit of Authority be recorded along with all foreclosure
documents.</p>
<p class="" style="margin-bottom:0.0001pt">Luckily,
there is some recent precedent that can be examined regarding this issue. </p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="" style="margin-bottom:0.0001pt">John O’Brien,
<span style>Register of Deeds in the Southern Essex
District in </span>Salem Massachusetts took it upon himself and his office to
perform an audit of the public records.<span style>
</span>He now refuses to record any document with a known forged signature
without an Affidavit of Authority.<span style>
</span></p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="" style="margin-bottom:0.0001pt">He recently
succeeded in getting an Anti-Foreclosure Ordinance passed in his town of Lynn,
MA. </p>
<p class="" style="margin-bottom:0.0001pt">Fact
Sheet:<span style> </span><a href="http://hofj.org/virtualoffice_files/ObrienLynnOrdFactsheet.pdf">http://hofj.org/virtualoffice_files/ObrienLynnOrdFactsheet.pdf</a></p>
<p class="" style="margin-bottom:0.0001pt">Ordinance:<span style> </span><a href="http://hofj.org/virtualoffice_files/ObrienLynnCityOrdinance.pdf">http://hofj.org/virtualoffice_files/ObrienLynnCityOrdinance.pdf</a></p>
<p class="" style="margin-bottom:0.0001pt"><span style> </span></p>
<p class="" style="margin-bottom:0.0001pt">His public
presentation of rampant forged foreclosure documents can be viewed at the
following link:<span style> </span><span style><span class=""><a href="http://www.cbsatlanta.com/video?&clipId=7691458">http://www.cbsatlanta.com/video?&clipId=7691458</a></span></span></p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="" style="margin-bottom:0.0001pt">The findings
of Mr. O’Brien’s audit can be found at the following link:</p>
<p class="" style="margin-bottom:0.0001pt"><span style><span class=""><a href="http://www.salemdeeds.com/pdf/Audit.pdf">http://www.salemdeeds.com/pdf/Audit.pdf</a></span></span></p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="" style="margin-bottom:0.0001pt">Mr. O’Brien’s
Affidavit for Restitution in the case against Doc X (a foreclosure mill similar
to Recontrust here in California), which has been found guilty of foreclosure
fraud, can be viewed at the following link:<span style> </span><span style><span class=""><a href="http://www.hofj.org/virtualoffice_files/JohnOBrienAffidavit.pdf">http://www.hofj.org/virtualoffice_files/JohnOBrienAffidavit.pdf</a></span></span></p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="" style="margin-bottom:0.0001pt">The Supreme
Court of Illinois recently enacted new rules regarding mortgage foreclosure
case effective May 1, 2013. These seem to be the most comprehensive
requirements to date that deal with<i style> </i>all
of the violations that are being made on a routine basis. Here is the link to
the opinion written by Stahl Cowen Law Firm:<span style> </span><span style><span class=""><a href="http://www.stahlcowen.com/?t=11&la=2329&format=xml">http://www.stahlcowen.com/?t=11&la=2329&format=xml</a></span></span></p>
<p class="" style="margin-bottom:0.0001pt"> </p>
<p class="">The Nevada State Assembly passed AB284 in May 2011, requiring
an Affidavit of Authority be included with foreclosure documents presented for
recordation. <span style> </span>Here is the link to
that bill:<span style> </span><a href="http://www.leg.state.nv.us/Session/76th2011/Bills/AB/AB284_EN.pdf">http://www.leg.state.nv.us/Session/76th2011/Bills/AB/AB284_EN.pdf</a></p>
<p class="">After the passage of this bill, foreclosures dropped nearly
97%, because the mega-banks are unwilling to risk having to prove their legal
right to foreclose. This indicates what is going on in recorder’s offices everywhere
around the country. </p>
<p class="">As you can see, stopping these fraudulent foreclosures is
paramount the integrity of our public records and the future of real property
ownership, and demands our immediate attention.<span style> </span></p>
<p class="">I respectfully urge you to do everything in your power to
maintain the integrity of our public records and stop the banks from running
roughshod over our legal system, our public records, and our ownership rights.</p>
<p class="">For the benefit of your constituents, your family, your
friends, public records, and the future of secure property ownership, please pass
legislation requiring an Affidavit of Authority to be included and recorded
with each assignment, trustee substitution, and foreclosure document. <span style> </span>I ask you to address this issue
immediately.<a name="_GoBack"></a></p>
<p class="">Thank you for your time and consideration in this matter.</p>
<p class=""> </p>
<p class="">Sincerely,</p>
<p class=""> </p>
<p class=""> </p>
<p class="">YOUR NAME</p>
<p class=""> </p>
</div><div class="gmail_extra"><br><br><div class="gmail_quote">On Thu, Jun 13, 2013 at 2:13 PM, <span dir="ltr"><<a href="mailto:agnes@mcn.org" target="_blank">agnes@mcn.org</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex">
Jed,<br>
You have done monumental research in this letter to the county Recorder's<br>
Association.Thank you.<br>
I look forward to receiving the form letter you wanted us to print and<br>
send to legislators. I think you should send a copy of the letter below<br>
to the BOS and Ranochak.<br>
At the conference Robin Sunbeam decided to consider running for recorder?<br>
Dan Hamburg said it may cost her $50,000. She said the Democratic Party<br>
had approached her to run several years ago, not ready then,but may be now<br>
with their support.<br>
<br>
Agnes<br>
<div><div class="h5"><br>
<br>
<br>
<br>
Here it is:<br>
><br>
> June 5, 2013<br>
><br>
><br>
><br>
> To: County Recorders’ Association of California<br>
><br>
> Re: Writing a letter to the California State Legislature Requiring an<br>
> Affidavit of Authority in order to foreclose.<br>
><br>
><br>
><br>
><br>
><br>
> Dear County Recorders’ Association of California Members,<br>
><br>
> My name is Jed Davis from Mendocino County. I am concerned about the<br>
> integrity of our Public Records, the safety of land ownership, and the<br>
> possibility of millions of clouded titles across the nation for<br>
> generations<br>
> to come.<br>
><br>
> The United States has always been one of the most secure and safest<br>
> countries in the world for property ownership. This security of property<br>
> ownership is substantiated in the fact that the chain of title can be<br>
> traced back hundreds of years to the original land grant through<br>
> transparent, public records.<br>
><br>
> The integrity of our Public Records has already been compromised<br>
> thousands,<br>
> if not millions of times over by foreclosures in which there have been<br>
> numerous legal and procedural violations. These violations nullify the<br>
> Notice of Default and thus the sale and transfer of the title of the<br>
> property. Many of these violations are criminal violations, which carry<br>
> large fines as well as prison time, yet no one from these banks are being<br>
> prosecuted.<br>
><br>
> The massive transfer of real property through foreclosures with documents<br>
> that in fact nullify the sale and thus the transfer of the title poses a<br>
> serious risk to the future of public records, the sale of future<br>
> properties, as well as the property values of every land owner in America,<br>
> even those who currently have properties with clear titles.<br>
><br>
> The documents related to the foreclosure of my property are a nearly<br>
> perfect example of what the large banks, and Wall Street are doing to<br>
> obfuscate and destroy the records in Recorder’s Offices throughout the<br>
> country. My documents contain 15 issues that violate two (2) California<br>
> Penal Codes, five (5) California Commercial Codes, three (3) US Commercial<br>
> Codes, five (5) Judgments, an IRS Bulletin, ALL SEC Pooling and Servicing<br>
> Agreement, ALL OCC Cease and Desist Order, and ALL Federal Consent<br>
> Judgment.<br>
><br>
> All of these violations either nullify the NOD and thus any future<br>
> foreclosure sale, or negate the legal interest in my property that the<br>
> current Trustee and Servicer claim to have This legal question of “who<br>
> legally has beneficial rights to the note?” raises unquestionably serious<br>
> doubt to whom I am legally obligated to pay.<br>
><br>
> In fact, millions of homeowners in good standing may be unknowingly making<br>
</div></div>> payments to their lender who does not have *legal *beneficial rights to<br>
<div><div class="h5">> the<br>
> payments, due to the fact the banks violated the Trust’s Pooling and<br>
> Serving Agreement Section 2.01 regarding assignments, substitutions,<br>
> attorney-in-fact designations, and/or agency claims.<br>
><br>
><br>
><br>
> The violations that my documents contain are the following:<br>
><br>
> 1. False notarizations<br>
><br>
> 2. Forged signatures<br>
><br>
> 3. Illegal Servicer/Beneficiary Assignment<br>
><br>
> 4. Impossible Beneficiary Designation<br>
><br>
> 5. Impossible Substitution<br>
><br>
> 6. Fake Agency Designation<br>
><br>
> 7. False Beneficiary<br>
><br>
> 8. Assignment Recorded AFTER Mortgage Backed Security’s Pooling and<br>
> Servicing Agreement<br>
><br>
> 9. No evidence that any transfer of interest was accompanied by<br>
> consideration as stated in the recorded documents<br>
><br>
> 10. Violation of Holder in Due Course Doctrine<br>
><br>
> 11. Impossible Principal/Agent Designation<br>
><br>
> 12. Violation of OCC Cease and Desist Order of April 13, 2011<br>
><br>
> 13. Contempt of Court by violating the April 4, 2012 Consent Judgment<br>
><br>
><br>
> It should seem VERY obvious that what is currently happening to our public<br>
> records will definitely have huge, adverse ramifications to the well being<br>
> of our society. This destruction and muddling of our public records must<br>
> stop immediately!<br>
><br>
> As custodians of our public records, you see first hand what the banks are<br>
> recording in your offices. While it is your constitutional duty to record<br>
> documents without bias, it is your fiduciary responsibility to maintain<br>
> and<br>
> protect the integrity of those recorded documents. I also understand that<br>
> you do not have the authority to make recording requirement changes. These<br>
> changes must be made at the state level.<br>
><br>
> That is why I am asking you, as individual Recorders and as an Association<br>
> to formally request that our state lawmakers make the necessary, immediate<br>
> changes to stop further obfuscation of our records by requiring that an<br>
> Affidavit of Authority be recorded along with all foreclosure documents.<br>
><br>
> Luckily, there is some recent precedent that can be examined regarding<br>
> this<br>
> issue.<br>
><br>
><br>
><br>
> John O’Brien, Register of the Essex Southern District Registry of<br>
> Deeds in Salem<br>
> Massachusetts has taken it upon himself to perform and audit of his public<br>
> records and has since required an Affidavit of Authority before he will<br>
> record any foreclosure document. I am not sure of the legal authority that<br>
> he has to do so, but regardless, we can learn a lot from Mr. O’Brien.<br>
><br>
><br>
><br>
> His public presentation can be viewed at the following link:<br>
><br>
> <a href="http://www.cbsatlanta.com/video?&clipId=7691458" target="_blank">http://www.cbsatlanta.com/video?&clipId=7691458</a><br>
><br>
><br>
><br>
> The findings of Mr. O’Brien’s audit can be found at the following link:<br>
><br>
> <a href="http://www.salemdeeds.com/pdf/Audit.pdf" target="_blank">http://www.salemdeeds.com/pdf/Audit.pdf</a><br>
><br>
><br>
><br>
> Mr. O’Brien’s Affidavit in the case against Doc X (a foreclosure mill<br>
> similar to Recontrust here in California), which has been found guilty of<br>
> foreclosure fraud can be view at the following link:<br>
><br>
> <a href="http://www.hofj.org/virtualoffice_files/JohnOBrienAffidavit.pdf" target="_blank">http://www.hofj.org/virtualoffice_files/JohnOBrienAffidavit.pdf</a><br>
><br>
><br>
><br>
> He recently succeeded in getting an Anti-Foreclosure Ordinance passed in<br>
> his town of Lynn, MA.<br>
><br>
> Fact Sheet:<br>
> <a href="http://hofj.org/virtualoffice_files/ObrienLynnOrdFactsheet.pdf" target="_blank">http://hofj.org/virtualoffice_files/ObrienLynnOrdFactsheet.pdf</a><br>
><br>
> Ordinance:<br>
> <a href="http://hofj.org/virtualoffice_files/ObrienLynnCityOrdinance.pdf" target="_blank">http://hofj.org/virtualoffice_files/ObrienLynnCityOrdinance.pdf</a><br>
><br>
><br>
><br>
> The Supreme Court of Illinois recently enacted new rules regarding<br>
> mortgage<br>
> foreclosure case effective May 1, 2013. These seem to be the most<br>
</div></div>> comprehensive requirements to date that deal with* *all of the violations<br>
<div class="HOEnZb"><div class="h5">> that are being made on a routine basis. I have included a copy of the<br>
> opinion written by Stahl Cowen Law Firm. It can also be viewed at the<br>
> following link.<br>
><br>
> <a href="http://www.stahlcowen.com/?t=11&la=2329&format=xml" target="_blank">http://www.stahlcowen.com/?t=11&la=2329&format=xml</a><br>
><br>
><br>
><br>
> The Nevada State Assembly also passed AB284 in May 2011, requiring an<br>
> Affidavit of Authority be included with foreclosure documents presented<br>
> for<br>
> recordation. Here is the link to that bill:<br>
><br>
> <a href="http://www.leg.state.nv.us/Session/76th2011/Bills/AB/AB284_EN.pdf" target="_blank">http://www.leg.state.nv.us/Session/76th2011/Bills/AB/AB284_EN.pdf</a><br>
><br>
><br>
><br>
> After the passage of this bill, foreclosures dropped nearly 97%, because<br>
> the mega-banks are unwilling to risk having to prove their legal right to<br>
> foreclose. This indicates what is going on in recorder’s offices<br>
> everywhere<br>
> around the country.<br>
><br>
> Along with this letter, I have included a copy of my Statement of<br>
> Suspicious Documents, which highlights the violations found in my<br>
> documents, the opinion of the new Illinois Supreme Court foreclosure<br>
> rules,<br>
> and a copy of Nevada’s bill SB284.<br>
><br>
> As you can see, stopping these fraudulent foreclosures is paramount the<br>
> integrity of our public records as well as the future of secure real<br>
> property ownership and needs immediate attention.<br>
><br>
> I respectfully urge you to do all things in your power, individually and<br>
> collectively, to maintain the integrity of our public records and stop the<br>
> banks from running roughshod over our legal system and our public records<br>
> system.<br>
><br>
> For the benefit of your offices, your constituents, your family, your<br>
> friends, public records, and the future of secure property ownership,<br>
> please pass legislation requiring an Affidavit of Authority to be included<br>
> and recorded with each assignment, trustee substitution, and foreclosure<br>
> document. I ask you to address this issue immediately.<br>
><br>
> Thank you for your time and consideration in this matter.<br>
><br>
><br>
><br>
> Sincerely,<br>
><br>
><br>
><br>
> Jed Davis<br>
><br>
><br>
><br>
> On Thu, Jun 13, 2013 at 1:24 PM, <<a href="mailto:agnes@mcn.org">agnes@mcn.org</a>> wrote:<br>
><br>
>> Jed, I don't have Microsoft word and can't read your<br>
>> letters/attachments.Please send them in plain text.<br>
>> Agnes<br>
>><br>
>><br>
>> > Hi Agnes and Robin,<br>
>> > I wanted to update you on my conversations with Susan Ranochak.<br>
>> ><br>
>> > I emailed her several times, of which she never returned my emails. I<br>
>> went<br>
>> > into her office a couple of weeks ago and spoke with her. She said<br>
>> that<br>
>> > she<br>
>> > couldn't find the letter that the association wrote. She also<br>
>> basically<br>
>> > shrugged her shoulders when I asked her if she would compose a letter<br>
>> to<br>
>> > the association urging them to write a letter to the State Legislature<br>
>> > requiring an Affidavit of Authority. She instead gave me the number<br>
>> to<br>
>> > the<br>
>> > president of the association.<br>
>> ><br>
>> > I called the president Gina from Santa Clara. She said that a letter<br>
>> was<br>
>> > NEVER written. She also seemed very interested in the information I<br>
>> > presented to her and asked a that I write a letter to the association.<br>
>> She<br>
>> > will present it to the association next month. Attached is the letter<br>
>> that<br>
>> > I sent to the association.<br>
>> ><br>
>> > I also emailed Steve Scalmanini asking him if he would consider<br>
>> running<br>
>> > for<br>
>> > County Recorder. I feel that he can do more good against the banks and<br>
>> the<br>
>> > corporations by taking this cause on from within the government than<br>
>> from<br>
>> > outside. He said he would consider it.<br>
>> ><br>
>> > Attached also is a form letter to send to our state and federal<br>
>> > legislatures. Please print and send in. Also pass that letter on to<br>
>> > others<br>
>> ><br>
>> > Thank you,<br>
>> ><br>
>> > jed<br>
>> ><br>
>><br>
>><br>
>><br>
><br>
<br>
<br>
</div></div></blockquote></div><br></div>