<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div><br><br>Sent from my iPhone</div><div><br>Begin forwarded message:<br><br></div><blockquote type="cite"><div><b>From:</b> Carrie Durkee <<a href="mailto:cdurkee@mcn.org">cdurkee@mcn.org</a>><br><b>Date:</b> October 4, 2019 at 8:27:30 AM PDT<br><b>To:</b> Carrie Durkee <<a href="mailto:cdurkee@mcn.org">cdurkee@mcn.org</a>><br><b>Subject:</b> <b>BREAKING NEWS: VICTORY in California</b><br><br></div></blockquote><blockquote type="cite"><div><meta http-equiv="Content-Type" content="text/html charset=utf-8"><br class=""><div><blockquote type="cite" class=""><br class=""><div class=""><meta http-equiv="Content-Type" content="text/html; charset=utf-8" class=""><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><br class=""><div class="">Hello to all:<br class=""></div></div></div></blockquote>You may know this already…</div><div>And this seems like an opportunity for all of us to start redirecting our thinking.</div><div>Thanks for all who helped make this happen. </div><div>Hope you are well.</div><div>All the best, </div><div>Carrie</div><div><blockquote type="cite" class=""><div class=""><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div class=""><blockquote type="cite" class=""><br class=""><div class=""><center style="caret-color: rgb(0, 0, 0); font-family: ComicSansMS; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;" class=""><table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse; height: 8848px; margin: 0px; padding: 0px; width: 888px;" class=""><tbody class=""><tr class=""><td align="center" valign="top" id="bodyCell" style="height: 8848px; margin: 0px; padding: 0px; width: 888px;" class=""><table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="top" id="templateHeader" data-template-container="" style="background-color: rgb(247, 247, 247); background-image: none; background-size: cover; border-top-width: 0px; border-bottom-width: 0px; padding-top: 15px; padding-bottom: 15px; background-position: center center; background-repeat: no-repeat no-repeat;" class=""><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse; max-width: 600px !important; width: 600px !important;"><tbody class=""><tr class=""><td valign="top" class="headerContainer" style="background-image: none; background-size: cover; border-top-width: 0px; border-bottom-width: 0px; padding-top: 0px; padding-bottom: 0px; background-position: center center; background-repeat: no-repeat no-repeat;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 0px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px; text-align: center;"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/8b16109d-63c6-4158-9ecb-a9c7796da181.jpg" width="600" class="mcnImage" style="border: 0px; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 800px; padding-bottom: 0px; border-top-left-radius: 0%; border-top-right-radius: 0%; border-bottom-right-radius: 0%; border-bottom-left-radius: 0%; display: inline !important;"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr class=""><td align="center" valign="top" id="templateBody" data-template-container="" style="background-color: rgb(255, 255, 255); background-image: none; background-size: cover; border-top-width: 0px; border-bottom-width: 0px; padding-top: 41px; padding-bottom: 41px; background-position: center center; background-repeat: no-repeat no-repeat;" class=""><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse; max-width: 600px !important; width: 600px !important;"><tbody class=""><tr class=""><td valign="top" class="bodyContainer" style="background-image: none; background-size: cover; border-top-width: 0px; border-bottom-width: 0px; padding-top: 0px; padding-bottom: 0px; background-position: center center; background-repeat: no-repeat no-repeat;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;">Greetings Barbara, </td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnBoxedTextBlockOuter"><tr class=""><td valign="top" class="mcnBoxedTextBlockInner"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td style="padding: 9px 18px;" class=""><table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="border-collapse: collapse; background-color: rgb(229, 183, 31); min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(255, 255, 255); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 21px; text-align: center; padding: 18px; font-style: normal; font-weight: normal;"><strong class="">PUBLIC BANKING INSTITUTE NEWS: OCT 3, 2019</strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 9px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-align: center;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=d49774af22&e=577ce79b56" title="" class="" target="_blank"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/2cf016ee-4012-4b2b-b198-d14b3c9c4e83.jpg" width="564" class="mcnImage" style="border: 1px none; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px; padding-bottom: 0px; display: inline !important;"></a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: left;"><strong class="">Historic step forward: Gov. Gavin Newsom signs the Public Banking Act into California law!</strong></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class=""><strong class="">Victory in California!</strong><span class="Apple-converted-space"> </span>Gov. Gavin Newsom’s signature has made AB 857 — the grassroots-generated, people-powered Public Banking Act — the law in California. The California Public Banking Alliance has been tireless in educating legislators, drafting language, and generating massive statewide public support. The strong leadership of the bill's co-authors, Assemblymembers Miguel Santiago and David Chiu, generated 19 co-sponsors and support from several committee chairs,<strong class="">clearly demonstrating that the will of the people is behind banks that serve the public interest.</strong><span class="Apple-converted-space"> </span>Congratulations to everyone involved. <br class=""><br class="">The time has come for public banks to offer a people-controlled alternative to the private, profit-driven Wall Street banks that have failed to serve the public. The Alliance posted on Facebook: </p><h4 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(148, 148, 148); font-family: Merriweather, Georgia, "Times New Roman", serif; font-size: 18px !important; font-style: italic; font-weight: normal; line-height: 27px; letter-spacing: normal; text-align: left;">“WE JUST MADE HISTORY!!! Governor Gavin Newsom just signed #AB857 Public Banks into law, making it possible for California cities and counties to take control of our own future. AB 857 is a victory fueled 100% by people power ... With no budget, no lobbyists, and no playbook, we made our case for public banking — and for the first law of its kind in the nation. ... The future is here — and California is leading the way for the rest of the nation.”</h4><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class=""><br class="">[<a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=2d1b9a97b6&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">read more</a>]</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 9px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-align: center;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=e3f5501dbb&e=577ce79b56" title="" class="" target="_blank"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/ac0af4ee-c971-4ded-80d1-99de7d371dd8.jpg" width="564" class="mcnImage" style="border: 1px none; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px; padding-bottom: 0px; display: inline !important;"></a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: left;"><strong class="">Democratic finance for a healthy planet: a green investment bank for the people</strong></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">As young people continue to mobilize around climate action, a <a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=84992f9d07&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">new report</a><span class="Apple-converted-space"> </span>just published by The Democracy Collaborative's Next System Project, presents a detailed proposal for a<span class="Apple-converted-space"> </span><strong class="">publicly-owned, democratically-run U.S. Green Investment Bank</strong>. Written by Thomas Marois, a Senior Lecturer at the University of London, and Ali Rıza Güngen, a Carnegie Mellon University political scientist, the report argues that such an institution is a necessary cornerstone to building a just transition to a healthy planet:</p><h4 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(148, 148, 148); font-family: Merriweather, Georgia, "Times New Roman", serif; font-size: 18px !important; font-style: italic; font-weight: normal; line-height: 27px; letter-spacing: normal; text-align: left;">“There is no hope of this type of green and just transition without financial institutions that can be democratically commanded to function in the public interest. ... Collectively we must face climate change and the disasters it is bringing as a result of human activity, exacerbated by the exploitative, productivist, and consumption-driven nature of capitalism. People have a chance to change the future. Finance will be at the forefront of this change, for better or for worse. It is a choice society must make. ... <strong class="">By democratizing the GIB [Green Investment Bank], it is possible to have a green and just financial institution that is both commanded by and working for the public good.</strong>”</h4><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class=""><br class="">[<a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=69bd080e6b&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">read the report</a>]</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 9px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-align: center;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=4327379752&e=577ce79b56" title="" class="" target="_blank"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/bdbf599e-a385-433c-a159-c98bb5912317.jpg" width="564" class="mcnImage" style="border: 1px none; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px; padding-bottom: 0px; display: inline !important;"></a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: left;"><strong class=""><em class="">Vox</em>: How a brief socialist takeover in North Dakota gave residents a public bank</strong></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">As California reshapes its financial landscape, Will Peischel writes a feature article for <em class=""><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=9d17d85e9a&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">Vox</a> </em>describing how North Dakota's farmers a century ago, faced with economic deregulation and extreme income inequality mimicking the conditions of today, solved their economic crisis by establishing their own state-owned bank. </p><h4 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(148, 148, 148); font-family: Merriweather, Georgia, "Times New Roman", serif; font-size: 18px !important; font-style: italic; font-weight: normal; line-height: 27px; letter-spacing: normal; text-align: left;">“North Dakota’s fledgling economy [was] vulnerable to the whims of corporate banks. Financial capitals such as Chicago and Minneapolis could inflate farmers’ loan rates or undercut grain prices without fear of reprise. ‘<strong class="">A lot of your economic livelihood would be, for lack of a better word, controlled by out-of-state interests who may not have the best interests of the local producers in mind</strong>,’ said David Flynn, the economics and finance department chair at the University of North Dakota.”</h4><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class=""><br class="">[<a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=3a9790d587&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">read more</a>]</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 9px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-align: center;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=685665a92c&e=577ce79b56" title="" class="" target="_blank"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/fbbede1f-bec4-4851-8259-f549c38226a1.jpg" width="564" class="mcnImage" style="border: 1px none; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px; padding-bottom: 0px; display: inline !important;"></a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: left;"><strong class="">New podcast: California gets it rolling</strong></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">In the latest<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=422e730317&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class=""><em class="">It's Our Money</em><span class="Apple-converted-space"> </span>podcast</a>, released at the end of last week, Walt McRee and Ellen Brown talk with Marc Armstrong and Susan Harman, two of the key advocates behind California's AB 857; Ellen talks with economist Richard C. Cook; and Walt talks with North Dakota historian Mike Jacobs. Walt introduces the episode: <br class=""><br class=""><strong class="">California gets it rolling</strong><br class=""><br class="">As global climate strikes continue around the world this week, California has passed breakthrough legislation that sanctions municipal public banks to serve as public administration entities, a development with wide repercussions across the country. We talk with a couple of the citizen leaders, Marc Armstrong and Susan Harman, who were pivotal drivers of the effort, and what they think it means for the movement. Then Ellen speaks with an author and former US Treasury economist, Richard C. Cook, about why the extractive domination of private banks over the totality of civic life must be taken down if we wish to have an economy that works for all. Finally, we have another talk with Bank of North Dakota historian Mike Jacobs about why that bank has managed to avoid corruption and remain a robust example of why banks should be owned by the people.<br class=""><br class="">[<a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=91a0e9f44e&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">listen to the podcast</a>]</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 9px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-align: center;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=f01584d99c&e=577ce79b56" title="" class="" target="_blank"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/166a8f70-2655-436c-9657-78e779e7a920.jpg" width="564" class="mcnImage" style="border: 1px none; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px; padding-bottom: 0px; display: inline !important;"></a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: left;"><strong class="">Video spotlight: Generations of student loans have gone through the Bank of North Dakota</strong></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">The publicly-owned Bank of North Dakota (BND) was the first bank in the nation to issue federally insured student loans. Since that time, generations of families in the state have relied on the BND for low-interest student loans. This video, produced for the bank's 100-year anniversary, profiles one such family. Few families outside of North Dakota have such a positive experience with their student loan banks! <br class=""><br class=""><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=e7977f1160&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">Click here</a><span class="Apple-converted-space"> </span>for more details on BND's student loan programs.<br class=""><br class="">[<a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=11225c853e&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">watch the video</a>]</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: center;"><span style="font-size: 16px;" class=""><strong class="">Together, we can make 2019 the year public banks win!</strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">Thank you again for your determination and support. Your financial support will help fund our 2019 Campaign for Public Banks to create the BIG PUSH we need now to get public banks established. You can sign on to support and contribute below. <br class=""><br class=""><strong class="">Please update recurring donations.</strong><span class="Apple-converted-space"> </span>With our new website launch, we have a new donation system, so please update your account if you have a recurring donation. </p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnButtonBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnButtonBlockOuter"><tr class=""><td valign="top" align="center" class="mcnButtonBlockInner" style="padding: 0px 18px 18px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnButtonContentContainer" style="border-collapse: separate !important; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px; background-color: rgb(221, 41, 41);"><tbody class=""><tr class=""><td align="center" valign="middle" class="mcnButtonContent" style="font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; padding: 20px;"><a class="mcnButton " title="DONATE" href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=d77da9c230&e=577ce79b56" target="_blank" style="display: block; font-weight: bold; letter-spacing: 2px; line-height: 16px; text-align: center; text-decoration: none; color: rgb(255, 255, 255);">DONATE</a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnBoxedTextBlockOuter"><tr class=""><td valign="top" class="mcnBoxedTextBlockInner"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td style="padding: 9px 18px;" class=""><table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="border-collapse: collapse; background-color: rgb(229, 183, 31); min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(255, 255, 255); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 15px; line-height: 18.75px; text-align: center; padding: 18px; font-style: normal; font-weight: normal;"><strong class="">ICYMI</strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnImageBlockOuter"><tr class=""><td valign="top" class="mcnImageBlockInner" style="padding: 9px;"><table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class="mcnImageContent" valign="top" style="padding: 0px 9px; text-align: center;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=ba9100f049&e=577ce79b56" title="" class="" target="_blank"><img align="center" alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/bc120b29-0cce-441e-b3df-63f98a2b46c2.jpg" width="564" class="mcnImage" style="border: 1px none; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px; padding-bottom: 0px; display: inline !important;"></a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; font-style: normal; font-weight: bold; line-height: 27px; letter-spacing: normal; text-align: left;">PBI video: Public banking sweeps across the country</h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">Just launched! The fierce, dedicated, and determined public banking advocates across the country are leading the way to our future! To highlight the inspiring work and surging momentum of the nationwide public banking movement, PBI is proud to launch this<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=a382b44152&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">short video</a><span class="Apple-converted-space"> </span>that incorporates footage and photos collected from across the country. With it,<span class="Apple-converted-space"> </span><strong class="">we recognize the incredible achievements that advocates and elected officials have accomplished together</strong><span class="Apple-converted-space"> </span>and hope to inspire more support for public ownership of our financial institutions.</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnBoxedTextBlockOuter"><tr class=""><td valign="top" class="mcnBoxedTextBlockInner"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td style="padding: 9px 18px;" class=""><table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="border-collapse: collapse; background-color: rgb(229, 183, 31); min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(255, 255, 255); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 15px; line-height: 18.75px; text-align: center; padding: 18px; font-style: normal; font-weight: normal;"><strong class="">TO SHARE</strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; font-style: normal; font-weight: bold; line-height: 27px; letter-spacing: normal; text-align: left;"><strong class="">Share this newsletter</strong></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">To share this newsletter, paste this link into your social media post:<br class=""><br class=""><a href="https://mailchi.mp/publicbankinginstitute/victory-in-california" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">https://mailchi.mp/publicbankinginstitute/victory-in-california</a></p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageCardBlock" style="border-collapse: collapse;"><tbody class="mcnImageCardBlockOuter"><tr class=""><td class="mcnImageCardBlockInner" valign="top" style="padding: 9px 18px;"><table align="right" border="0" cellpadding="0" cellspacing="0" class="mcnImageCardBottomContent" width="100%" style="border-collapse: collapse;"><tbody class=""><tr class=""><td class="mcnImageCardBottomImageContent" align="center" valign="top" style="padding: 0px;"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=172f9bf0fb&e=577ce79b56" title="" class="" target=""><img alt="" src="https://gallery.mailchimp.com/1e32ea6ff727c01612aad3ae1/images/b9af6b8e-3155-40d8-af79-9127095d255d.png" width="564" class="mcnImage" style="border: 0px; height: auto; outline: none; text-decoration: none; vertical-align: bottom; max-width: 1026px;"></a></td></tr><tr class=""><td class="mcnTextContent" valign="top" width="546" style="word-break: break-word; color: rgb(242, 242, 242); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 9px; line-height: 13.5px; text-align: center; padding: 9px 18px; font-weight: normal;"></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 24px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; font-style: normal; font-weight: bold; line-height: 27px; letter-spacing: normal; text-align: left;">PBI video: Public Banking Made Easy</h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 27px; text-align: left;" class="">Our latest animated video is helping thousands of people understand the basic concepts of public banking. Please help us make public banking common knowledge by sharing it with your friends and groups. Thank you for all your help!</p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnBoxedTextBlockOuter"><tr class=""><td valign="top" class="mcnBoxedTextBlockInner"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td style="padding: 9px 18px;" class=""><table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="border-collapse: collapse; background-color: rgb(229, 183, 31); min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(255, 255, 255); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 15px; line-height: 18.75px; text-align: center; padding: 18px; font-style: normal; font-weight: normal;"><strong class="">COMING PUBLIC BANKING EVENTS</strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 16px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Conference call | Oct 4, 3:00pm ET / 12:00pm PT | Public banking for elected officials </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">PBI launches a new monthly video conference call discussion (via Zoom) limited to elected officials and staff from around the country that will provide in-depth overviews and delve into the nuts and bolts of starting a public bank. The calls are private. Recordings will be uploaded to Soundcloud and available only to registrants. <a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=d30a5ebe7c&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">Register here</a>.</span></p><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Conference call | Oct 11, 12:00pm ET / 9:00am PT | Coalition call </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">Once a month, PBI hosts an hour-long Public Banking Coalition conference call in which we introduce the concept of Public Banks, discuss current issues, and give updates on the advances being made for Public Banks all across the country. <a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=db86f28dd3&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">Register here</a>.</span></p><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Jeonju, South Korea | Oct 16-18 | Ellen Brown keynote speaker, Economics of Happiness Conference, organized by Local Futures </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">Korean Traditional Culture Center, Jeonju, South Korea,<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=ac4ff331d1&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">map</a>. The conference will focus on three inter-related topics: public banks, local food, and urban regeneration through community restoration. The two-day conference program will include a mix of keynote speeches, panel discussions and workshops.<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=5565292f44&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">More information here</a>.</span></p><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">San Diego, CA | Oct 23, 11:30am - 1:30pm PT | Ellen Brown, debate on pros and cons of public banking at Lunch with the League </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">Tom Ham's Lighthouse, 2150 Harbor Island Drive, San Diego California 92101. Debate presentation sponsored by San Diego League of Women Voters, San Diego. <a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=aaa9369292&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">More information here</a>.</span></p><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Southbridge, MA | Nov 14-17 | Ellen Brown, speaker, Soil & Nutrition Conference </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">Southbridge Hotel and Conference Center, 14 Mechanic Street, Southbridge, MA 01550. The Soil & Nutrition Conference explores principles, techniques and practices at the intersection of farm and human ecosystems that can be applied to improve environmental sustainability, food quality, and overall well-being. Ellen Brown will lead two weekend sessions on "Funding the Green New Deal" and "A Deep Dive into Money and Banking." <a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=886722194e&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">More information here</a>.</span></p><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Claremont, CA | Nov 24, 7:00pm PT | Ellen Brown, presentation: "Why We Need Public Banks" </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">Claremont Presbyterian Church, 1111 N. Mountain Ave. Claremont, CA 91711. Ellen Brown gives a presentation at this public event sponsored by Agenda for a Prophetic Faith.<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=bd1765fc39&e=577ce79b56" target="_blank" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">More information here</a>.</span></p><div style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; line-height: 18px; text-align: left; font-size: 18px !important;" class=""> <br class="webkit-block-placeholder"></div><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 20px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Send your events to us:<span class="Apple-converted-space"> </span><a href="mailto:communications@publicbankinginstitute.org" style="color: rgb(0, 124, 137); font-weight: normal; text-decoration: underline;" class="">communications@publicbankinginstitute.org</a> </strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class="">We list as many events as we can. </span></p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(234, 234, 234);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnBoxedTextBlockOuter"><tr class=""><td valign="top" class="mcnBoxedTextBlockInner"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td style="padding: 9px 18px;" class=""><table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="border-collapse: collapse; background-color: rgb(229, 183, 31); min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(255, 255, 255); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 15px; line-height: 18.75px; text-align: center; padding: 18px; font-style: normal; font-weight: normal;"><strong class="">SOCIAL MEDIA</strong></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnFollowBlockOuter"><tr class=""><td align="center" valign="top" class="mcnFollowBlockInner" style="padding: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td align="center" style="padding-left: 9px; padding-right: 9px;" class=""><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContent" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td align="center" valign="top" style="padding-top: 9px; padding-right: 9px; padding-left: 9px;" class=""><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="top" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=019618fb77&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/color-facebook-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=450af91156&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/color-twitter-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=4516c47f80&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/color-youtube-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=d0e29108a8&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/color-vimeo-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 0px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=c68e86f653&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/color-link-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 16px; text-align: left; padding: 0px 18px 9px;"><h3 class="null" style="display: block; margin: 0px; padding: 0px; color: rgb(68, 68, 68); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; font-style: normal; font-weight: bold; line-height: 33px; letter-spacing: normal; text-align: left;"><span style="font-size: 16px;" class=""><strong class="">Public Banking Coalition monthly conference calls</strong></span></h3><p style="margin: 10px 0px; padding: 0px; color: rgb(117, 117, 117); font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 18px !important; line-height: 18px; text-align: left;" class=""><span style="font-size: 15px;" class=""><strong class="">Next call: Oct 11</strong><br class=""><br class="">Once a month, PBI hosts an hour-long Public Banking Coalition conference call in which we introduce the concept of Public Banks, discuss current issues, and give updates on the advances being made for Public Banks all across the country.<span class="Apple-converted-space"> </span><strong class="">Calls take place at 12:00pm ET / 9:00am PT on the second Friday of each month.</strong> </span></p></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnButtonBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnButtonBlockOuter"><tr class=""><td valign="top" align="center" class="mcnButtonBlockInner" style="padding: 0px 18px 18px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnButtonContentContainer" style="border-collapse: separate !important; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px; background-color: rgb(0, 124, 137);"><tbody class=""><tr class=""><td align="center" valign="middle" class="mcnButtonContent" style="font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; padding: 20px;"><a class="mcnButton " title="REGISTER" href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=19b67e900d&e=577ce79b56" target="_blank" style="display: block; font-weight: bold; letter-spacing: 2px; line-height: 16px; text-align: center; text-decoration: none; color: rgb(255, 255, 255);">REGISTER</a></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr class=""><td align="center" valign="top" id="templateFooter" data-template-container="" style="background-color: rgb(51, 51, 51); background-image: none; background-size: cover; border-top-width: 0px; border-bottom-width: 0px; padding-top: 45px; padding-bottom: 63px; background-position: center center; background-repeat: no-repeat no-repeat;" class=""><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse; max-width: 600px !important; width: 600px !important;"><tbody class=""><tr class=""><td valign="top" class="footerContainer" style="background-color: transparent; background-image: none; background-size: cover; border-top-width: 0px; border-bottom-width: 0px; padding-top: 0px; padding-bottom: 0px; background-position: center center; background-repeat: no-repeat no-repeat;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnFollowBlockOuter"><tr class=""><td align="center" valign="top" class="mcnFollowBlockInner" style="padding: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentContainer" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td align="center" style="padding-left: 9px; padding-right: 9px;" class=""><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContent" style="border-collapse: collapse; min-width: 100%;"><tbody class=""><tr class=""><td align="center" valign="top" style="padding-top: 9px; padding-right: 9px; padding-left: 9px;" class=""><table align="center" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="top" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=cad19caeb8&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/outline-light-facebook-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=d43245f49a&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/outline-light-twitter-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=e0f3c7f3ba&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/outline-light-youtube-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 10px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=c460f9b443&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/outline-light-vimeo-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="left" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; display: inline;" class=""><tbody class=""><tr class=""><td valign="top" class="mcnFollowContentItemContainer" style="padding-right: 0px; padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentItem" style="border-collapse: collapse;"><tbody class=""><tr class=""><td align="left" valign="middle" style="padding: 5px 10px 5px 9px;" class=""><table align="left" border="0" cellpadding="0" cellspacing="0" width="" style="border-collapse: collapse;" class=""><tbody class=""><tr class=""><td align="center" valign="middle" width="24" class="mcnFollowIconContent"><a href="https://publicbankinginstitute.us20.list-manage.com/track/click?u=1e32ea6ff727c01612aad3ae1&id=75f7f11526&e=577ce79b56" target="_blank" class=""><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/outline-light-link-48.png" height="24" width="24" class="" style="border: 0px; height: auto; outline: none; text-decoration: none; display: block;"></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="border-collapse: collapse; table-layout: fixed !important; min-width: 100%;"><tbody class="mcnDividerBlockOuter"><tr class=""><td class="mcnDividerBlockInner" style="min-width: 100%; padding: 18px;"><table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse; min-width: 100%; border-top-width: 2px; border-top-style: solid; border-top-color: rgb(80, 80, 80);"><tbody class=""><tr class=""><td class=""><span class=""></span></td></tr></tbody></table></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="border-collapse: collapse; min-width: 100%;"><tbody class="mcnTextBlockOuter"><tr class=""><td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;"><table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextContentContainer" style="border-collapse: collapse; max-width: 100%; min-width: 100%;"><tbody class=""><tr class=""><td valign="top" class="mcnTextContent" style="word-break: break-word; color: rgb(255, 255, 255); font-family: Helvetica; font-size: 12px; line-height: 18px; text-align: center; padding: 0px 18px 9px;"><em class="">Copyright © 2019 Public Banking Institute, All rights reserved.</em><span class="Apple-converted-space"> </span><br class="">You are receiving this email because you opted in via our website.<span class="Apple-converted-space"> </span><br class=""><br class=""><strong class="">Our mailing address is:</strong><span class="Apple-converted-space"> </span><br class=""><div class="vcard"><span class="org fn">Public Banking Institute</span><div class="adr"><div class="street-address">19197 Golden Valley Rd # 903</div><span class="locality">Santa Clarita</span>,<span class="Apple-converted-space"> </span><span class="region">CA</span><span class="Apple-converted-space"> </span> <span class="postal-code">91387-1428</span></div><br class=""><a href="https://publicbankinginstitute.us20.list-manage.com/vcard?u=1e32ea6ff727c01612aad3ae1&id=be399f1a7b" class="hcard-download" style="color: rgb(255, 255, 255); font-weight: normal; text-decoration: underline;">Add us to your address book</a></div><br class=""><br class="">Want to change how you receive these emails?<br class="">You can<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/profile?u=1e32ea6ff727c01612aad3ae1&id=be399f1a7b&e=577ce79b56" style="color: rgb(255, 255, 255); font-weight: normal; text-decoration: underline;" class="">update your preferences</a><span class="Apple-converted-space"> </span>or<span class="Apple-converted-space"> </span><a href="https://publicbankinginstitute.us20.list-manage.com/unsubscribe?u=1e32ea6ff727c01612aad3ae1&id=be399f1a7b&e=577ce79b56&c=75c7a16ce4" style="color: rgb(255, 255, 255); font-weight: normal; text-decoration: underline;" class="">unsubscribe from this list</a>.<span class="Apple-converted-space"> </span><br class=""><br class=""></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></center></div></blockquote></div><br class=""><div class="">
<div style="letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space;" class=""><div style="letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space;" class=""><div class="">Barbara Fishelson</div><div class="">PO Box 1623</div><div class="">Mendocino, Ca. 95460</div><div class="">707-937-2834</div></div></div>
</div>
<br class=""></div></div></blockquote></div><br class=""></div></blockquote></body></html>