<div dir="ltr"><div><div>Dear Board of Supervisors:<br><br>I am writing you once again to appeal for you to audit our public records in search of lost recording fees from MERS assignments (which may be in the millions of dollars), and to expose the clouding of thousands of titles in Mendocino County due to the criminal conduct of many banks recording false and forged documents in our Recorder's Office. The recording of false and forged documents is a felony violation of California Penal Code 115. It is these fraudulently recorded documents which VOID the foreclosures that have wrongfully taken the homes of thousands of citizens in our county, thus creating clouds on title, destroying the security of real estate ownership and most likely values, now and for generations to come.<br>
<br></div>Please review the following statistics taken from an article on Recorder John O'brien of Southern Essex County in Salem Massachusetts, a shining example of what a proactive Recorder can do:<br> <br><i>In total, 565 assignments related to 473 unique mortgages were analyzed.
</i><p><i>McDonnell’s Report includes the following key findings:<br>
• Only 16% of assignments of mortgage are valid<br>
• 75% of assignments of mortgage are invalid.<br>
• 9% of assignments of mortgage are questionable<br>
• 27% of the invalid assignments are fraudulent, 35% are “robo-signed” and 10% violate the Massachusetts Mortgage Fraud Statute.<br>
• The identity of financial institutions that are current owners of the
mortgages could only be determined for 287 out of 473 (60%)<br>
• There are 683 missing assignments for the 287 traced mortgages,
representing approximately $180,000 in lost recording fees per 1,000
mortgages whose current ownership can be traced.</i></p>The full article can be read at the following link:<br><a href="http://www.nakedcapitalism.com/2012/02/john-obrien-mortgage-settlement-fails-to-address-banking-criminal-enterprise.html">http://www.nakedcapitalism.com/2012/02/john-obrien-mortgage-settlement-fails-to-address-banking-criminal-enterprise.html</a><br>
<br></div>You can further view Mr. O'brien's proactiveness at their county recorder's website: <a href="http://www.salemdeeds.com">www.salemdeeds.com</a><br><div><div><br><div><br>I urge you to recognize your duty in protecting the citizens of this county from criminal outside interests as well as to protect the integrity of our public records. It is through these efforts that I believe our county will be able to recoup millions of dollars in lost recording fees (see attached decision <b>Nueces County v BofA MERS</b>), and eventually, restitution for the banks' responsibility in ruining the integrity of our public records.<br>
<br>To further help you understand how so many of our county's records are ruined through MERS' involvement in Deeds of Trust and foreclosures, I am attaching a January 2014 California decision, <b>MERS v Robinson</b>, in which the judge states that MERS cannot legally be the beneficiary and therefore has NO STANDING to foreclose. How many MERS foreclosure have taken place in our county since 2005? How many clouded titles does this make? This decision is VERY ENLIGHTENING. Please read it.<br>
<br>For your easy reference, I am also resending you a decision by a Federal NY Bankruptcy Judge from December 2013, whose decision states that MERS' business model is illegal. <br><br>This is information that I and others have been telling you for nearly two years now, yet NOTHING has been done. You are NOT the mouse who roared against the big banks, you are the public servants of Mendocino County standing up to protect your citizens and stopping the banks' crimes from taking place at the crime scene, OUR COUNTY RECORDER'S OFFICE. <br>
<br>The tides are turning, the court decisions to support your protective actions are beginning to come in. You have solid legal ground to stand on. People are beginning to see through the complexity of the mortgage crisis for what it really is, a huge SCAM against the American people. There are millions of us and only a few banks. Please help make a difference.<br>
<br>Sincerely, <br><br></div><div>Jed Davis<br></div><div><br></div></div></div></div>