<html><head><base href="x-msg://41/"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; ">Good Morning……<div>Thought this would be of interest.</div><div>Norman</div><div><br><div><br><div>Begin forwarded message:</div><br class="Apple-interchange-newline"><blockquote type="cite"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>From: </b></span><span style="font-family:'Helvetica'; font-size:medium;">"National Notary Association" <<a href="mailto:NNA@notice.nationalnotary.org">NNA@notice.nationalnotary.org</a>><br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>Subject: </b></span><span style="font-family:'Helvetica'; font-size:medium;"><b>[The Notary Bulletin] New Notarial Evidence Form, Mortgage Fraud Numbers and other great resources for Notaries</b><br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>Date: </b></span><span style="font-family:'Helvetica'; font-size:medium;">October 11, 2012 3:09:29 AM PDT<br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>To: </b></span><span style="font-family:'Helvetica'; font-size:medium;"><a href="mailto:ndevall@mcn.org">ndevall@mcn.org</a><br></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1.0);"><b>Reply-To: </b></span><span style="font-family:'Helvetica'; font-size:medium;">"National Notary Association" <<a href="mailto:reply2@notice.nationalnotary.org">reply2@notice.nationalnotary.org</a>><br></span></div><br><span class="Apple-style-span" style="border-collapse: separate; 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border-collapse: collapse; "><tbody><tr><td align="center" width="100%"><table width="900" align="center" border="0" class="background_body" bgcolor="#96BDD0" style="background-color: rgb(150, 189, 208); border-collapse: collapse; "><tbody><tr><td class="background_body" bgcolor="#96BDD0" style="background-color: rgb(150, 189, 208); "> </td></tr><tr><td align="center"><table width="600" border="0" align="center" class="background_white" bgcolor="#FFFFFF" style="background-color: rgb(255, 255, 255); border-collapse: collapse; "><tbody><tr><td align="center"><img src="http://cdn.nationalnotary.org/email/spacers/spacer_white.jpg" width="580" height="20"><table border="0" cellspacing="0" cellpadding="0" width="600" align="center" bgcolor="#FFFFFF" class="background_white" style="background-color: rgb(255, 255, 255); border-collapse: collapse; "><tbody><tr><td align="center"><table cellspacing="0" cellpadding="0" width="600" bgcolor="#FFFFFF" class="background_white" style="background-color: rgb(255, 255, 255); border-collapse: collapse; "><tbody><tr><td valign="top" width="20"> </td><td valign="top" width="375" align="left"><p style="margin-right: 10px; margin-bottom: 10px; color: rgb(0, 0, 0); font-size: 11px; font-family: Arial, Helvetica, sans-serif; "><em>New to the Notary Bulletin?<span class="Apple-converted-space"> </span><a href="http://www.nationalnotary.org/bulletin/about/about_the_notary_bulletin.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" class="color" style="color: rgb(0, 102, 153); text-decoration: none; ">Learn more</a><span class="Apple-converted-space"> </span>about your news and information resource</em>.</p><p align="right" style="color: rgb(153, 0, 0); font-size: 13px; font-family: Helvetica, Arial, sans-serif; margin-bottom: 1em; "><strong>October 2012</strong></p><p style="color: rgb(0, 0, 0); font-size: 13px; font-family: Helvetica, Arial, sans-serif; margin-bottom: 1em; margin-left: 5px; "><strong>This week in<span class="Apple-converted-space"> </span><a href="http://www.nationalnotary.org/bulletin/index.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" class="color" style="color: rgb(0, 102, 153); text-decoration: none; ">The Notary Bulletin</a></strong></p><p style="margin-bottom: 1em; margin-left: 5px; "><strong><a href="http://www.nationalnotary.org/bulletin/bulletin_articles/banks_introducing_notarial_evidence_forms.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" class="color" style="color: rgb(0, 102, 153); text-decoration: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 17px; ">‘Notarial Evidence’ Forms Introduced For Mortgages</a></strong><br><span style="color: rgb(0, 0, 0); margin-bottom: 1em; list-style-type: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; ">Notary Signing Agents are beginning to see a new recordkeeping requirement at loan closings, as one financial institution applies a key regulatory standard arising out of the foreclosure crisis and housing market collapse to the origination of new loans.</span></p><p style="margin-bottom: 1em; margin-left: 5px; "><strong><a href="http://www.nationalnotary.org/bulletin/bulletin_articles/requirements_could_cause_spike_in_fraud_numbers.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" class="color" style="color: rgb(0, 102, 153); text-decoration: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 17px; ">New Federal Compliance Requirements Could Cause Spike In Mortgage Fraud Numbers</a></strong><br><span style="color: rgb(0, 0, 0); margin-bottom: 1em; list-style-type: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; ">Reports of mortgage fraud continue to grow, and the numbers are likely to see an even higher spike with the implementation of new regulations by the Financial Crimes Enforcement Network (FinCEN), according to the Lexis Nexis 2012 Mortgage Fraud Report.</span></p><p style="margin-bottom: 1em; margin-left: 5px; "><strong><a href="http://www.nationalnotary.org/bulletin/bulletin_articles/home_sales_trend_upward.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" class="color" style="color: rgb(0, 102, 153); text-decoration: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 17px; ">Home Sales Trend Upward; Re-Fi’s Expected To Slide Next Year</a></strong><br><span style="color: rgb(0, 0, 0); margin-bottom: 1em; list-style-type: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; ">In the coming year, Notary Signing Agents can expect more closings from the sale of new and existing homes, but may experience a significant drop in mortgage refinancing assignments, according to forecasts from several industry associations.</span></p><p style="margin-bottom: 1em; margin-left: 5px; "><strong><a href="http://www.surveymonkey.com/s/2L25V2T" class="color" style="color: rgb(0, 102, 153); text-decoration: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 17px; ">October 2012 Bulletin Quiz: Avoid Being Led Astray By ‘Tricks’ And ‘Treats’</a></strong><br><span style="color: rgb(0, 0, 0); margin-bottom: 1em; list-style-type: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; ">In honor of Halloween this month, our October quiz will test how well you properly deal with attempted “tricks” during a notarization, and if you recognize when someone’s offering you an inappropriate “treat” to try and compromise your impartiality.</span></p><p style="margin-bottom: 1em; margin-left: 5px; "><strong><a href="http://www.nationalnotary.org/bulletin/best_practices/tips/hotline_tip_what_goes_in_the_by_space_.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" class="color" style="color: rgb(0, 102, 153); text-decoration: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 17px; ">Hotline Tip: What Information Goes In The ‘By’ Space On A Certificate?</a></strong></p><table width="375" align="center" style="border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-top-color: rgb(0, 0, 0); border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(0, 0, 0); margin-bottom: 1em; border-collapse: collapse; "><tbody><tr><td bgcolor="#f2f2f2"><p style="margin-right: 10px; margin-left: 10px; margin-top: 10px; margin-bottom: 10px; color: rgb(0, 0, 0); font-size: 13px; font-family: Arial, Helvetica, sans-serif; ">Please leave feedback, comments or questions about any and all articles from this issue of the Notary Bulletin on our<a href="http://on.fb.me/PmgPmH" class="color" target="_blank" style="color: rgb(0, 102, 153); text-decoration: none; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 17px; "><strong>Facebook Page</strong></a>. 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"><a href="http://www.nationalnotary.org/bonds_and_insurance/errors_and_omissions/index.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" style="text-decoration: none; "><img src="http://cdn.nationalnotary.org/email/bulletin_eo_ad.jpg" border="0" alt="Get peace of mind with E&O Insurance" title="Get peace of mind with E&O Insurance" height="160" width="160"></a></p><p align="right" style="margin-bottom: 1em; "><a href="https://www.constellationaffinity.com/nna/" style="text-decoration: none; "><img src="http://cdn.nationalnotary.org/email/bulletin/bulletin_partner_programs_constellation_energy.jpg" alt="Constellation Energy" title="Constellation Energy" border="0" width="160" height="160"></a></p><p align="right" style="margin-bottom: 1em; "><a href="http://www.nationalnotary.org/notary_supplies/notary-wording_certificates/notary_certificates.html?&WT.mc_id=3520&referID=A48029?&utm_source=BULETN&utm_medium=email&utm_campaign=A48029" style="text-decoration: none; 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If your need for Notary news and information changes in the future, you are always welcome to visit<span class="Apple-converted-space"> </span><a href="http://www.nationalnotary.org/index.html?&WT.mc_id=3567&referID=A48031?&utm_source=BULETN&utm_medium=email&utm_campaign=A48031" style="text-decoration: underline; color: rgb(255, 255, 255); ">NationalNotary.org</a><span class="Apple-converted-space"> </span>to reactivate your subscription.</p><p align="center" style="font-family: Arial; font-size: 10px; color: rgb(255, 255, 255); ">© 2012 National Notary Association. All rights reserved.<br>9350 De Soto Ave. PO Box 2402 Chatsworth, CA. 91313<br>Phone: 1-800-US NOTARY (1-800-876-6827) | Fax: 1-800-833-1211</p><div style="margin-bottom: 1em; "> <br class="webkit-block-placeholder"></div></td></tr></tbody></table></td></tr></tbody></table><br><br><img border="0" width="3" height="3" src="http://notice.nationalnotary.org/pub/as?_ri_=X0Gzc2X%3DWQpglLjHJlTQGoS5y8DAXTEzg5zg1zeHzcSuyHOi2LFq9ze7ezen2FTNvzbRHhVXHkMX%3Dw&_ei_=En8vvhP5L0jyQLjKE8x1jpivJYui4mVPNzLjDuJQfdSjTQrAmywfb0R5K1c3-gsYT-CwObdmeg."></div></span></blockquote></div><br></div></body></html>