<html><head><base href="x-msg://453/"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><div><blockquote type="cite"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><font class="Apple-style-span" color="#050a0d" size="4">Agnes, This sounds great. What exactly should we do help foster Eminent Domain in our county? Letters to Supervisiors. What else? rk</font></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1);"><b>Subject: </b></span><span style="font-family:'Helvetica'; font-size:medium;"><b>[Occupymendocino] Fw: Loan Mods Cancelled En Masse, Foreclosures Ramping UP</b><br></span></div></blockquote><div><br></div><div><br></div><br><blockquote type="cite"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;"><span style="font-family:'Helvetica'; font-size:medium; color:rgba(0, 0, 0, 1);"><b>Reply-To: </b></span><span style="font-family:'Helvetica'; font-size:medium;"><a href="mailto:rkarch@mcn.org">rkarch@mcn.org</a><br></span></div><font class="Apple-style-span" size="5"><br></font><span class="Apple-style-span" style="border-collapse: separate; font-family: Helvetica; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><div lang="EN-US" link="blue" bgcolor="#ffffff" vlink="purple"><div><font class="Apple-style-span" size="5" color="#01000d">At the G.A. we talked about the Town Hall Meetings that CJ Holmes was running to get information about how County Board of Supervisors could utilize their authority to begin declaring Eminent Domain for the common welfare because these foreclosures are causing lost taxes, cut budgets for police, fire and teachers, harming the economy. Eminent Domain would be used to </font></div></div></span></blockquote><br><blockquote type="cite"><span class="Apple-style-span" style="color: rgb(1, 0, 13); font-size: x-large; ">1. Acquire foreclosures from banks, </span><span class="Apple-style-span" style="color: rgb(1, 0, 13); font-size: x-large; ">2. Reassess the property for Fair Market Value,</span><span class="Apple-style-span" style="border-collapse: separate; font-family: Helvetica; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "></span></blockquote><br><blockquote type="cite"><span class="Apple-style-span" style="color: rgb(1, 0, 13); font-size: x-large; ">3.City or county would pay the bank for that amount, </span><span class="Apple-style-span" style="color: rgb(1, 0, 13); font-size: x-large; ">4.require the homeowner to pay the city or county their mortgage payments and keep people in their homes.</span></blockquote><br><blockquote type="cite"><span class="Apple-style-span" style="color: rgb(1, 0, 13); font-size: x-large; "> Please read CJs website and help us- OM, make a plan for a community town hall meeting to deal with rampant corruption and massive cancellation of loan modifications.</span></blockquote><blockquote type="cite"><span class="Apple-style-span" style="border-collapse: separate; font-family: Helvetica; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><div lang="EN-US" link="blue" bgcolor="#ffffff" vlink="purple"><div><font size="5" color="#01000d">Agnes</font></div><div style="font-size: medium; font: normal normal normal 10pt/normal arial; ">----- Original Message -----<div style="background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(228, 228, 228); background-position: initial initial; background-repeat: initial initial; "><b>From:</b><span class="Apple-converted-space"> </span><a title="cjholmes@cjholmes.com" href="mailto:cjholmes@cjholmes.com" style="color: blue; text-decoration: underline; ">CJ Holmes</a></div><div><b>To:</b><span class="Apple-converted-space"> </span><a title="cjholmes@cjholmes.com" href="mailto:cjholmes@cjholmes.com" style="color: blue; text-decoration: underline; ">CJ Holmes</a></div><div><b>Sent:</b><span class="Apple-converted-space"> </span>Sunday, September 30, 2012 9:43 PM</div><div><b>Subject:</b><span class="Apple-converted-space"> </span>Loan Mods Cancelled En Masse, Foreclosures Ramping UP</div></div><div style="font-size: medium; "><br></div><div class="WordSection1" style="font-size: medium; page: WordSection1; "><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">BANK INSIDER NEWS BELOW. [<a href="http://www.youtube.com/watch?v=Kd42AS45cRc&feature=youtu.be" style="color: blue; text-decoration: underline; ">Foreclosure Town Halls</a><span class="Apple-converted-space"> </span>1m video,<span class="Apple-converted-space"> </span><a href="http://hofj.org/virtualoffice_files/PR-FORECLOSURE%20TOWN%20HALLS.pdf" target="_blank" style="color: blue; text-decoration: underline; ">Press Release</a>,<span class="Apple-converted-space"> </span><a href="http://kiwi6.com/file/l8a3xlfej2" target="_blank" style="color: blue; text-decoration: underline; ">Radio Announce</a>]]<o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">Please forward this news to all county officials, supervisors, county attorneys, county recorders, everyone in your address book, all local radio and tv stations. <o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">Copied below is an email solicitation for me, CJ Holmes, real estate broker, to sign up for an REO webinar with<span class="Apple-converted-space"> </span><i>absolutely scary news about the cancellation en masse of loan mods</i>. <o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">This hit my email on 9/30/12 at 8:14pm:<o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><p class="MsoNormal" style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 12pt; "><span style="color: rgb(148, 54, 52); ">Dear CJ,</span><span style="color: rgb(148, 54, 52); "><o:p></o:p></span></p><p style="margin-right: 0in; margin-left: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-family: Calibri, sans-serif; color: rgb(148, 54, 52); font-size: 11pt; ">Please make arrangements to attend one of the webinars listed below. You will be part of a group of select Sonoma cty real estate professionals who will qualify to apply as an REO partner for one , or several of the financial institutions who have been affected by the<span class="Apple-converted-space"> </span><span style="background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: yellow; background-position: initial initial; background-repeat: initial initial; ">recent cancellation of federal mortgage debt relief programs</span><span class="Apple-converted-space"> </span>.<span style="background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: yellow; background-position: initial initial; background-repeat: initial initial; ">HAMP has officially cancelled 1 million loan mods, as foreclosure filings are beginning to surge once again with the economy heading into the fourth quarter. of 2012</span>. The Treasury Department is reporting that 229,185 permanent mods have already re-defaulted and that 16% of trial mods have quickly gone back into foreclosure.<span style="background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: yellow; background-position: initial initial; background-repeat: initial initial; ">These numbers are expected to rise significantly as the shadow inventory backlog becomes financially unmanageable for banks</span>.</span><span style="color: rgb(148, 54, 52); "><o:p></o:p></span></p><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><span style="color: rgb(148, 54, 52); ">In addition, the<span class="Apple-converted-space"> </span><span style="background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: yellow; background-position: initial initial; background-repeat: initial initial; ">recent mandate by the administration that Fannie Mae and Freddie Mac discontinue writing down underwater mortgages has paved the way for the initiation of a record number "strategic default" foreclosures</span>. A documented 1.1 million homeowners have simply "walked away" from undervalued homes to avoid heavy IRS penalties that are scheduled to resume January 1, 2013.<span class="Apple-converted-space"> </span><br><br>These recent changes in legislation have prompted increased filings in Sonoma cty. Government controlled entities like Fannie Mae, Freddie Mac, and HUD, as well as many of the nation's largest banks<span class="Apple-converted-space"> </span><span style="background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: yellow; background-position: initial initial; background-repeat: initial initial; ">are scrambling to dispose of REO inventories as quickly as possible</span>.<br></span><br>It’s news like this that inspires me to do everything possible to stop foreclosures NOW. <o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">Counties need to immediately eminent domain ALL securitized loans and foreclosures of securitized loans and stop the banks from more fraudulently foreclosing. If we don’t stop the banks, they will foreclose the rest of the 40,000,000 securitized loans they have left in this country, and<span class="Apple-converted-space"> </span><i>everyone and our economy will be ruined</i>.<o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">In the Foreclosure Town Halls, I will explain exactly how the eminent domain of mortgages can be done quickly at the county level strictly for public benefit (not private profit) and immediately halt all foreclosures on every one of those loans. <o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">These loans can then be modified (my suggestion) to 80% loan to market value, with credit given for the original down payment, 2% interest rate, 30 year fixed, payments being made to the county. Allowances can be made (payments deferred) for those that lost jobs until they become employed again. <o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">This will keep owners in their homes, stabilize market values, allow real estate transactions to return to normal, eliminate the tremendous fear of loss pervading our economy. It will provide a tremendous revenue stream for our counties, and combined with a public bank, will provide all the credit for redevelopment, infrastructure, and refinancing the county needs without having to go to private investors.<o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">The vacant foreclosures taken by eminent domain can provide homes for those that lost homes to foreclosure, again with loan terms as mentioned above to these new owners, providing the best restitution possible for the bank theft of their homes.<o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">Foreclosure Town Halls are taking off like wildfire – with 3 firm dates, 13 cities seeking venues and dates, and interest from 5 other states. Get your date scheduled now. <o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; ">Thanks, cj<o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><span style="font-family: 'Calisto MT', serif; color: rgb(112, 48, 160); font-size: 14pt; ">CJ Holmes,<span class="Apple-converted-space"> </span></span><span style="font-family: 'Times New Roman', serif; color: rgb(0, 32, 96); ">Founder</span><span style="font-family: 'Calisto MT', serif; color: rgb(112, 48, 160); font-size: 14pt; "></span><span style="font-family: 'Calisto MT', serif; color: rgb(112, 48, 160); font-size: 14pt; "><o:p></o:p></span></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><span style="font-family: 'Times New Roman', serif; color: rgb(0, 32, 96); font-size: 12pt; ">Home Owners For Justice<br></span><span style="font-family: 'Times New Roman', serif; color: rgb(0, 32, 96); font-size: 2pt; "><br></span><i><span style="font-family: Arial, sans-serif; color: rgb(112, 48, 160); font-size: 9pt; ">The Most Trusted Name in Real Estate</span></i><span style="font-family: Arial, sans-serif; color: rgb(31, 73, 125); font-size: 7.5pt; "><br></span><span style="font-size: 9pt; ">Real Estate Analyst, DRE 01234197<o:p></o:p></span></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><span style="font-family: 'Times New Roman', serif; color: rgb(0, 32, 96); font-size: 8pt; "><br></span><span style="font-family: 'Times New Roman', serif; color: rgb(0, 32, 96); "><a href="www.HOFJ.org" style="color: blue; text-decoration: underline; "><span style="color: blue; ">www.HOFJ.org</span></a><o:p></o:p></span></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><i><span style="font-size: 10pt; ">(707) 578-5727<o:p></o:p></span></i></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><i><span style="font-size: 10pt; ">(707) 578-5873 f<o:p></o:p></span></i></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><span style="font-size: 9pt; ">818 Mendocino Ave<o:p></o:p></span></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><span style="font-size: 9pt; ">Santa Rosa, CA 95401<o:p></o:p></span></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><img id="Picture_x0020_1" border="0" alt="Inline image 3" width="97" height="97" apple-width="yes" apple-height="yes" src="cid:6F3E055310804B2694967324D54C3C42@toshibauser"><o:p></o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "><o:p> </o:p></div><div style="margin-right: 0in; margin-left: 0in; font-size: 11pt; font-family: Calibri, sans-serif; margin-top: 0in; margin-bottom: 0.0001pt; "> <o:p></o:p></div></div><br>TO UNSUBSCRIBE from this list send an email to<span class="Apple-converted-space" style="font-size: medium; "> </span><a href="mailto:occupymendocino@lists.mcn.org" style="font-size: medium; color: blue; text-decoration: underline; ">occupymendocino@lists.mcn.org</a><span class="Apple-converted-space" style="font-size: medium; "> </span>put "Un-Subscribe me" in the Subject.<br><br>For listserv technical problems please contact:<span class="Apple-converted-space" style="font-size: medium; "> </span><a href="mailto:listmanager@mcn.org" style="font-size: medium; color: blue; text-decoration: underline; ">listmanager@mcn.org</a><br></div></span></blockquote></div><br></body></html>