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<DIV><FONT size=2>At the G.A. we talked about the Town Hall Meetings that CJ
Holmes was running to get information about how County Board of Supervisors
could utilize their authority to begin declaring Eminent Domain for the common
welfare because these foreclosures are causing lost taxes, cut budgets for
police, fire and teachers, harming the economy. Eminent Domain would be used to
1. acquire forecloures from banks, 2. reassess the property for Fair Market
Value, 3.the city or county would pay the bank for that amount, 4.require
the homeowner to pay the city or county their mortgage payments and
keep people in their homes. Please read CJs website and help us- OM, make
a plan for a community town hall meeting to deal with rampant corruption and
massive cancellation of loan modifications.</FONT></DIV>
<DIV><FONT size=2>Agnes</FONT></DIV>
<DIV style="FONT: 10pt arial">----- Original Message -----
<DIV style="BACKGROUND: #e4e4e4; font-color: black"><B>From:</B> <A
title=cjholmes@cjholmes.com href="mailto:cjholmes@cjholmes.com">CJ Holmes</A>
</DIV>
<DIV><B>To:</B> <A title=cjholmes@cjholmes.com
href="mailto:cjholmes@cjholmes.com">CJ Holmes</A> </DIV>
<DIV><B>Sent:</B> Sunday, September 30, 2012 9:43 PM</DIV>
<DIV><B>Subject:</B> Loan Mods Cancelled En Masse, Foreclosures Ramping
UP</DIV></DIV>
<DIV><BR></DIV>
<DIV class=WordSection1>
<P class=MsoNormal>BANK INSIDER NEWS BELOW. [<A
href="http://www.youtube.com/watch?v=Kd42AS45cRc&feature=youtu.be">Foreclosure
Town Halls</A> 1m video, <A
href="http://hofj.org/virtualoffice_files/PR-FORECLOSURE%20TOWN%20HALLS.pdf"
target=_blank>Press Release</A>, <A href="http://kiwi6.com/file/l8a3xlfej2"
target=_blank>Radio Announce</A>]]<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>Please forward this news to all county officials,
supervisors, county attorneys, county recorders, everyone in your address book,
all local radio and tv stations. <o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>Copied below is an email solicitation for me, CJ Holmes, real
estate broker, to sign up for an REO webinar with <I>absolutely scary news about
the cancellation en masse of loan mods</I>. <o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>This hit my email on 9/30/12 at 8:14pm:<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P style="MARGIN-BOTTOM: 12pt" class=MsoNormal><SPAN style="COLOR: #943634">Dear
CJ,</SPAN><SPAN style="COLOR: #943634"><o:p></o:p></SPAN></P>
<P><SPAN
style="FONT-FAMILY: 'Calibri','sans-serif'; COLOR: #943634; FONT-SIZE: 11pt">Please
make arrangements to attend one of the webinars listed below. You will be
part of a group of select Sonoma cty real estate professionals who will
qualify to apply as an REO partner for one , or several of the financial
institutions who have been affected by the <SPAN
style="BACKGROUND: yellow; mso-highlight: yellow">recent cancellation of federal
mortgage debt relief programs</SPAN> . <SPAN
style="BACKGROUND: yellow; mso-highlight: yellow">HAMP has officially cancelled
1 million loan mods, as foreclosure filings are beginning to surge once again
with the economy heading into the fourth quarter. of 2012</SPAN>. The Treasury
Department is reporting that 229,185 permanent mods have already re-defaulted
and that 16% of trial mods have quickly gone back into foreclosure. <SPAN
style="BACKGROUND: yellow; mso-highlight: yellow">These numbers are expected to
rise significantly as the shadow inventory backlog becomes financially
unmanageable for banks</SPAN>. </SPAN><SPAN
style="COLOR: #943634"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #943634">In addition, the <SPAN
style="BACKGROUND: yellow; mso-highlight: yellow">recent mandate by the
administration that Fannie Mae and Freddie Mac discontinue writing down
underwater mortgages has paved the way for the initiation of a record number
"strategic default" foreclosures</SPAN>. A documented 1.1 million
homeowners have simply "walked away" from undervalued homes to avoid heavy IRS
penalties that are scheduled to resume January 1, 2013. <BR><BR>These recent
changes in legislation have prompted increased filings in Sonoma cty. Government
controlled entities like Fannie Mae, Freddie Mac, and HUD, as well as many of
the nation's largest banks <SPAN
style="BACKGROUND: yellow; mso-highlight: yellow">are scrambling to dispose of
REO inventories as quickly as possible</SPAN>.<BR></SPAN><BR>It’s news like this
that inspires me to do everything possible to stop foreclosures NOW.
<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>Counties need to immediately eminent domain ALL securitized
loans and foreclosures of securitized loans and stop the banks from more
fraudulently foreclosing. If we don’t stop the banks, they will foreclose
the rest of the 40,000,000 securitized loans they have left in this country, and
<I>everyone and our economy will be ruined</I>.<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>In the Foreclosure Town Halls, I will explain exactly how the
eminent domain of mortgages can be done quickly at the county level strictly for
public benefit (not private profit) and immediately halt all foreclosures on
every one of those loans. <o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>These loans can then be modified (my suggestion) to 80% loan
to market value, with credit given for the original down payment, 2% interest
rate, 30 year fixed, payments being made to the county. Allowances can be
made (payments deferred) for those that lost jobs until they become employed
again. <o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>This will keep owners in their homes, stabilize market
values, allow real estate transactions to return to normal, eliminate the
tremendous fear of loss pervading our economy. It will provide a
tremendous revenue stream for our counties, and combined with a public bank,
will provide all the credit for redevelopment, infrastructure, and refinancing
the county needs without having to go to private investors.<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>The vacant foreclosures taken by eminent domain can provide
homes for those that lost homes to foreclosure, again with loan terms as
mentioned above to these new owners, providing the best restitution possible for
the bank theft of their homes.<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>Foreclosure Town Halls are taking off like wildfire – with 3
firm dates, 13 cities seeking venues and dates, and interest from 5 other
states. Get your date scheduled now. <o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal>Thanks, cj<o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Calisto MT','serif'; COLOR: #7030a0; FONT-SIZE: 14pt">CJ
Holmes, </SPAN><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #002060">Founder</SPAN><SPAN
style="FONT-FAMILY: 'Calisto MT','serif'; COLOR: #7030a0; FONT-SIZE: 14pt">
</SPAN><SPAN
style="FONT-FAMILY: 'Calisto MT','serif'; COLOR: #7030a0; FONT-SIZE: 14pt"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #002060; FONT-SIZE: 12pt">Home
Owners For Justice<BR></SPAN><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #002060; FONT-SIZE: 2pt"><BR></SPAN><I><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #7030a0; FONT-SIZE: 9pt">The
Most Trusted Name in Real Estate</SPAN></I><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d; FONT-SIZE: 7.5pt"><BR></SPAN><SPAN
style="FONT-SIZE: 9pt">Real Estate Analyst, DRE 01234197<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #002060; FONT-SIZE: 8pt"><BR></SPAN><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #002060"><A
href="www.HOFJ.org"><SPAN
style="COLOR: blue">www.HOFJ.org</SPAN></A><o:p></o:p></SPAN></P>
<P class=MsoNormal><I><SPAN style="FONT-SIZE: 10pt">(707)
578-5727<o:p></o:p></SPAN></I></P>
<P class=MsoNormal><I><SPAN style="FONT-SIZE: 10pt">(707) 578-5873
f<o:p></o:p></SPAN></I></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 9pt">818 Mendocino
Ave<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 9pt">Santa Rosa, CA
95401<o:p></o:p></SPAN></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal><IMG id=Picture_x0020_1 border=0 alt="Inline image 3"
src="cid:6F3E055310804B2694967324D54C3C42@toshibauser" width=97
height=97><o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
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