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    <div class="moz-cite-prefix">I just caught up on your latest
      addition to your conspiracy theory. What possible financial
      responsibility do you think that the volunteer directors of a
      non-profit corporation, and the corporation itself for that
      matter, have. You threaten suit, but you have to have a
      documentable financial loss to sue for compensation. Sue because
      you didn’t get the programming you wanted, now there is a laugh.<br>
      <br>
      I also am unable to make heads nor tails of your statements
      regarding the 990 tax form or your comment about how the station
      has already released member contact information. They haven’t. Why
      not list a specific circumstance that you think is improper along
      with the law or regulation that you think it violates, and then
      explain what the complaint in your suit would specify? SM<br>
      <br>
      <br>
      <br>
      On 6/10/2016 8:43 PM, Scott Peterson wrote:<br>
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        <div dir="ltr">Dear Mr./Ms. SM,
          <div><br>
          </div>
          <div><br>
          </div>
          <div>I was wondering if you could help me out with something.
            I was looking </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>at ways for MCPB Directors and Officers to get insurance
            coverage. You</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>know. Just in case there's a big fat lawsuit. I think
            that Mr. John Sakowicz</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>brought this up a couple of years ago. And that MCPB
            didn't have any</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>such coverage. So I went looking for it. But ran into
            this:</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><a moz-do-not-send="true"
              href="http://www.investopedia.com/terms/u/uninsurable-risk.asp"
              target="_blank">http://www.investopedia.com/terms/u/uninsurable-risk.asp</a></div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>It's called 'Uninsurable Risk': "A hazard or condition
            that has a high</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>likelihood of loss, or in which the insurance would be
            considered against</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>the law. Insurance companies limit their losses by not
            taking on certain</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>risks that are very likely to soon result in a loss." </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>In fact -- at least according to Mr. Sakowicz -- the
            absence of Directors </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>and Officers coverage is one of the factors leading to an
            FCC complaint</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>that drained MCPB of $30,000+ in attorney fees. Surely if
            MCPB were </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>adequately insured, the insurance company would have paid
            for it.</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>Given that MCPB appears to delegate important functions
            -- such as </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>the review of Form 990s -- to non-voting directors, what
            would be the </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>incentive for any insurance company to cover voting
            directors here?</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>Sincerely,</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>Scott M. Peterson</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>Mendocino</div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>- - - - - - - - - - - - - - - - - - - - - - - - </div>
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